Jordan Kuwait Bank (JOKB) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Bank Al-Etihad

Arab Bank Plc

Jordan Islamic Bank

Jordan Commercial Bank

Jordan Ahli Bank

Invest Bank (Jordan)

Arab Banking Corp.

Jordan Kuwait Bank

Cairo Amman Bank

Why is Jordan Kuwait Bank ?

Poor Management Efficiency with a low ROA of 0.85%

The bank has been able to generate a Return on Assets (avg) of 0.85% signifying low profitability per unit of total assets

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 79.26% signifying inadequate buffers against its risk based assets

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 102.96%
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 79.26% signifying inadequate buffers against its risk based assets
The bank has been able to generate a Return on Assets (avg) of 0.85% signifying low profitability per unit of total assets

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 102.96%

Negative results in Mar 26

GROSS NPA (%)(Q) Highest at 8.77%
NET PROFIT(HY) At JOD 31.94 MM has Grown at -42.94%
OPERATING PROFIT(Q) Lowest at JOD 28.49 MM

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Jordan Kuwait Bank for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

Jordan Kuwait Bank

-100.0%

1.20

21.66%

Jordan General Index

37.55%

3.71

10.12%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

18.26%

EBIT Growth (5y)

88.16%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

30.26%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.65

EV to EBIT

0.83

EV to EBITDA

0.76

EV to Capital Employed

0.32

EV to Sales

0.38

PEG Ratio

Dividend Yield

0.59%

ROCE (Latest)

38.62%

ROE (Latest)

11.73%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Mildly Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Mildly Bearish

Dow Theory

No Trend

OBV

Mildly Bearish

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

0What is working for the Company

NO KEY POSITIVE TRIGGERS

-13What is not working for the Company

GROSS NPA (%)

NET PROFIT(HY)

At JOD 31.94 MM has Grown at -42.94%

OPERATING PROFIT(Q)

Lowest at JOD 28.49 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 38.04 %

PRE-TAX PROFIT(Q)

Lowest at JOD 29.74 MM

Here's what is working for Jordan Kuwait Bank

Depreciation

Highest at JOD 3.92 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (JOD MM)

Depreciation

At JOD 3.92 MM has Grown at 33.62%

period on period (QoQ)

MOJO Watch

The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (JOD MM)

Here's what is not working for Jordan Kuwait Bank

Non Performing Loans (%)

Highest at 8.77% and Grown

In each half year in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

Operating Profit

Lowest at JOD 28.49 MM and Fallen

In each period in the last five periods

MOJO Watch

Near term Operating Profit trend is quite negative

Operating Profit (JOD MM)

Operating Profit Margin

Lowest at 38.04 % and Fallen

In each period in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at JOD 29.74 MM and Fallen

In each period in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (JOD MM)

Net Profit

At JOD 31.94 MM has Grown at -42.94%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is negative

Net Profit (JOD MM)