ScoreWhy is Jubilee General Insurance Co. Ltd. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 19.50%
2
With ROE of 21.1, it has a fair valuation with a 0.6 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 0%, its profits have risen by 24.1% ; the PEG ratio of the company is 0.1
- At the current price, the company has a high dividend yield of 9.5
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Jubilee General Insurance Co. Ltd. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Jubilee General Insurance Co. Ltd. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Jubilee General Insurance Co. Ltd.
32.71%
1.12
47.01%
Pakistan KSE 100 Share
26.26%
2.81
22.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
16.35%
EBIT Growth (5y)
-20.44%
EBIT to Interest (avg)
26.42
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.82
Tax Ratio
39.46%
Dividend Payout Ratio
31.00%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0.46%
ROE (avg)
19.50%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
0.85
EV to EBIT
NA
EV to EBITDA
136.21
EV to Capital Employed
0.82
EV to Sales
0.86
PEG Ratio
0.17
Dividend Yield
6.76%
ROCE (Latest)
ROE (Latest)
23.14%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
Bullish
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
-8What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at PKR 2,601.52 MM
OPERATING PROFIT(Q)
Lowest at PKR 1,251.4 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 32.31 %
PRE-TAX PROFIT(Q)
Lowest at PKR 1,249.56 MM
NET PROFIT(Q)
Lowest at PKR 847.98 MM
EPS(Q)
Lowest at PKR 4.27
Here's what is working for Jubilee General Insurance Co. Ltd.
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Jubilee General Insurance Co. Ltd.
Operating Cash Flow
Lowest at PKR 2,601.52 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (PKR MM)
Operating Profit
Lowest at PKR 1,251.4 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (PKR MM)
Operating Profit Margin
Lowest at 32.31 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at PKR 1,249.56 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (PKR MM)
Net Profit
Lowest at PKR 847.98 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (PKR MM)
EPS
Lowest at PKR 4.27
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (PKR)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
