ScoreWhy is Jubilee General Insurance Co. Ltd. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 19.50%
2
With ROE of 21.1, it has a fair valuation with a 0.6 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 0%, its profits have risen by 24.1% ; the PEG ratio of the company is 0.1
- At the current price, the company has a high dividend yield of 9.5
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Jubilee General Insurance Co. Ltd. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Jubilee General Insurance Co. Ltd. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Jubilee General Insurance Co. Ltd.
32.71%
1.12
47.01%
Pakistan KSE 100 Share
60.28%
2.81
22.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
16.35%
EBIT Growth (5y)
-20.44%
EBIT to Interest (avg)
26.42
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.82
Tax Ratio
39.46%
Dividend Payout Ratio
31.00%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0.46%
ROE (avg)
19.50%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
0.85
EV to EBIT
NA
EV to EBITDA
136.21
EV to Capital Employed
0.82
EV to Sales
0.86
PEG Ratio
0.17
Dividend Yield
6.76%
ROCE (Latest)
ROE (Latest)
23.14%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at PKR 4,291.39 MM
OPERATING PROFIT(Q)
Highest at PKR 2,239.33 MM
OPERATING PROFIT MARGIN(Q)
Highest at 52.18 %
PRE-TAX PROFIT(Q)
Highest at PKR 2,241.11 MM
NET PROFIT(Q)
Highest at PKR 1,367.84 MM
EPS(Q)
Highest at PKR 6.89
-4What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at PKR 1,082.73 MM
DEBT-EQUITY RATIO
(HY)
Highest at -9.39 %
Here's what is working for Jubilee General Insurance Co. Ltd.
Net Sales
Highest at PKR 4,291.39 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (PKR MM)
Net Sales
At PKR 4,291.39 MM has Grown at 28.71%
over average net sales of the previous four periods of PKR 3,334.17 MMMOJO Watch
Near term sales trend is positive
Net Sales (PKR MM)
Operating Profit
Highest at PKR 2,239.33 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (PKR MM)
Operating Profit Margin
Highest at 52.18 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at PKR 2,241.11 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (PKR MM)
Net Profit
Highest at PKR 1,367.84 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (PKR MM)
EPS
Highest at PKR 6.89
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (PKR)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Jubilee General Insurance Co. Ltd.
Operating Cash Flow
Lowest at PKR 1,082.73 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (PKR MM)
Debt-Equity Ratio
Highest at -9.39 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
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