ScoreWhy is Julius Bär Gruppe AG ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
- A high ratio signifies bank has weaker due diligence systems when giving out loans
2
Negative results in Jun 25
- NII(Q) Lowest at CHF 72.5 MM
- GROSS NPA (%)(Q) Highest at 2.34%
- CASH AND EQV(HY) Lowest at CHF 7,472.1 MM
3
With ROA of 0.90%, it has a Expensive valuation with a 1.62 Price to Book Value
- Over the past year, while the stock has generated a return of 1.96%, its profits have risen by 125% ; the PEG ratio of the company is 0.1
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Julius Bär Gruppe AG for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Julius Bär Gruppe AG
2.74%
1.27
29.83%
Switzerland SMI
10.0%
0.63
15.85%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
10.90%
EBIT Growth (5y)
29.44%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
52.25%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.62
EV to EBIT
15.48
EV to EBITDA
11.95
EV to Capital Employed
1.50
EV to Sales
5.04
PEG Ratio
0.09
Dividend Yield
4.90%
ROCE (Latest)
9.66%
ROE (Latest)
15.17%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
CREDIT DEPOSIT RATIO(HY)
Highest at 73.49%
-8What is not working for the Company
NII(Q)
Lowest at CHF 72.5 MM
GROSS NPA (%)
(Q
CASH AND EQV(HY)
Lowest at CHF 7,472.1 MM
NET SALES(Q)
Lowest at CHF 973.8 MM
Here's what is working for Julius Bär Gruppe AG
Credit Deposit Ratio
Highest at 73.49%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Julius Bär Gruppe AG
NII
Lowest at CHF 72.5 MM and Fallen
In each period in the last five periodsMOJO Watch
The bank's income from core business is falling
NII (CHF MM)
Non Performing Loans (%)
Highest at 2.34%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Net Sales
Lowest at CHF 973.8 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (CHF MM)
Net Sales
Fallen at -26.66%
Year on Year (YoY)MOJO Watch
Near term sales trend is negative
Net Sales (CHF MM)
Cash and Eqv
Lowest at CHF 7,472.1 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Capital Adequacy Ratio
Lowest at 22%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
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