KBC Group NV (KBC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

KBC Group NV

BGL BNP Paribas SA

Why is KBC Group NV ?

The company has declared negative results in Dec'2023 after 8 consecutive positive quarters

PBT LESS OI(Q) At EUR -565 MM has Fallen at -10.9 %
OPERATING CF(Y) Lowest at EUR 0.00 MM
DPR(Y) Lowest at 0.00 %

With ROA of 0.51%, it has a Attractive valuation with a 1.77 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 53.05%, its profits have fallen by 0%
At the current price, the company has a high dividend yield of 4.2

Consistent Returns over the last 3 years

Along with generating 53.05% returns in the last 1 year, the stock has outperformed Belgium BEL 20 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to KBC Group NV should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is KBC Group NV for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

KBC Group NV

53.05%

2.58

23.74%

Belgium BEL 20

17.57%

1.10

15.92%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

22.60%

EBIT Growth (5y)

3.45%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

34.87%

Pledged Shares

Institutional Holding

0.00%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.77

EV to EBIT

20.17

EV to EBITDA

18.19

EV to Capital Employed

1.34

EV to Sales

3.49

PEG Ratio

Dividend Yield

4.15%

ROCE (Latest)

6.64%

ROE (Latest)

14.26%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

Not enough Data to analyse Financial Trend

Here's what is working for KBC Group NV

Interest Earned - Quarterly

At EUR 1,372 MM has Grown at -70.0 %

over average Interest Earned of the previous four periods of EUR 4,578 MM

MOJO Watch

Near term sales trend is very positive

Interest Earned (EUR MM)

Profit After Tax (PAT) - Quarterly

At EUR 677 MM has Grown at -23.8 %

over average PAT of the previous four periods of EUR 888 MM

MOJO Watch

Near term PAT trend is very positive

PAT (EUR MM)

Gross NPA - Quarterly

Lowest at 0.00 %

in the last five periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Gross NPA (%)

Operating Profit (PBDIT) - Quarterly

Highest at EUR -316 MM.

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (EUR MM)

Here's what is not working for KBC Group NV

Profit Before Tax less Other Income (PBT) - Quarterly

At EUR -565 MM has Fallen at -10.9 %

over average PBT of the previous four periods of EUR -510 MM

MOJO Watch

Near term PBT trend is very negative

PBT less Other Income (EUR MM)

Profit After Tax (PAT) - Quarterly

At EUR 677 MM has Fallen at -23.8 %

over average PAT of the previous four periods of EUR 888 MM

MOJO Watch

Near term PAT trend is very negative

PAT (EUR MM)

Operating Cash Flow - Annually

Lowest at EUR 0.00 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (EUR MM)

Interest Earned - Quarterly

Lowest at EUR 1,372 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Interest Earned (EUR MM)

Profit After Tax (PAT) - Quarterly

Lowest at EUR 677 MM.

in the last five periods

MOJO Watch

Near term PAT trend is negative

PAT (EUR MM)

Earnings per Share (EPS) - Quarterly

Lowest at EUR 0.00

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (EUR)

Cash and Cash Equivalents - Half Yearly

Lowest at EUR 0.00 MM

in the last six half yearly periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents (EUR MM)

Dividend Payout Ratio (DPR) - Annually

Lowest at 0.00 %

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)

CAR - Quarterly

Lowest at 0.00 %

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is deteriorating.

CAR (%)