Kearny Financial Corp.

  • Market Cap: Micro Cap
  • Industry: Savings Banks
  • ISIN: US48716P1084
USD
7.42
0.4 (5.7%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison
Company
Score
Quality
Valuation
Financial
Technical
Provident Financial Services, Inc.
Columbia Financial, Inc.
WSFS Financial Corp.
Brookline Bancorp, Inc.
Capitol Federal Financial, Inc.
TFS Financial Corp.
TrustCo Bank Corp. NY
OceanFirst Financial Corp.
Northwest Bancshares, Inc. (Pennsylvania)
Kearny Financial Corp.
Triumph Financial, Inc.
Why is Kearny Financial Corp. ?
1
Consistent Underperformance against the benchmark over the last 3 years
  • Along with generating -16.20% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
stock-recommendationReal-Time Research Report
Verdict Report
How much should you sell?
  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Kearny Financial Corp. for you?

Medium Risk, High Return

Absolute
Risk Adjusted
Volatility
Kearny Financial Corp.
-6.9%
0.80
32.59%
S&P 500
13.22%
0.61
20.17%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
6.83%
EBIT Growth (5y)
-9.49%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
105.82%
Pledged Shares
0
Institutional Holding
69.67%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
0.55
EV to EBIT
57.99
EV to EBITDA
48.16
EV to Capital Employed
0.81
EV to Sales
4.30
PEG Ratio
0.21
Dividend Yield
528.66%
ROCE (Latest)
1.39%
ROE (Latest)
3.56%
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

15What is working for the Company
OPERATING PROFIT(Q)

Highest at USD 8.16 MM

OPERATING PROFIT MARGIN(Q)

Highest at 10.14 %

PRE-TAX PROFIT(Q)

Highest at USD 8.16 MM

NII(Q)

Highest at USD 35.84 MM

DIVIDEND PAYOUT RATIO(Y)

Highest at 101.95%

NET PROFIT(9M)

Higher at USD 19.98 MM

EPS(Q)

Highest at USD 0.11

-5What is not working for the Company
OPERATING CASH FLOW(Y)

Lowest at USD 23.86 MM

GROSS NPA (%)

(Q

Here's what is working for Kearny Financial Corp.
Net Profit
At USD 19.98 MM has Grown at 2,220.91%
Year on Year (YoY)
MOJO Watch
Net Profit trend is very positive

Net Profit (USD MM)

Operating Profit
Highest at USD 8.16 MM and Grown
In each period in the last five periods
MOJO Watch
Near term Operating Profit trend is quite positive

Operating Profit (USD MM)

Operating Profit Margin
Highest at 10.14 % and Grown
In each period in the last five periods
MOJO Watch
Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit
Highest at USD 8.16 MM and Grown
In each period in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

NII
Highest at USD 35.84 MM
in the last five periods
MOJO Watch
The bank's income from core business is increasing

NII (USD MM)

EPS
Highest at USD 0.11
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Net Profit
Higher at USD 19.98 MM
than preceding 12 month period ended Jun 2025
MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months

Net Profit (USD MM)

Dividend Payout Ratio
Highest at 101.95%
in the last five years
MOJO Watch
Company is distributing higher proportion of profits generated as dividend

DPR (%)

Here's what is not working for Kearny Financial Corp.
Operating Cash Flow
Lowest at USD 23.86 MM and Fallen
In each year in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Non Performing Loans (%)
Highest at 0.78%
in the last four Semi-Annual periods
MOJO Watch
Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)