ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Kearny Financial Corp. ?
1
The Bank has a high Capital Adequacy Ratio of 15.65% signifying high buffers against its risk based assets
2
Positive results in Jun 26
- NII(Q) Highest at USD 40.37 MM
- OPERATING CASH FLOW(Y) Highest at USD 36.89 MM
- ROCE(HY) Highest at 0.47%
3
With ROA of 0.28%, it has a very attractive valuation with a 0.66 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 42.81%, its profits have risen by 18.4% ; the PEG ratio of the company is 0.9
- At the current price, the company has a high dividend yield of 0
4
High Institutional Holdings at 81.28%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 5.36% over the previous quarter.
5
Market Beating Performance
- The stock has generated a return of 42.81% in the last 1 year, much higher than market (S&P 500) returns of 15.76%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Kearny Financial Corp. should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Kearny Financial Corp. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Kearny Financial Corp.
42.81%
2.57
27.60%
S&P 500
15.76%
1.20
13.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
6.40%
EBIT Growth (5y)
-9.27%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
105.82%
Pledged Shares
0
Institutional Holding
75.92%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
0.66
EV to EBIT
39.13
EV to EBITDA
34.51
EV to Capital Employed
0.84
EV to Sales
4.25
PEG Ratio
0.85
Dividend Yield
NA
ROCE (Latest)
2.15%
ROE (Latest)
4.27%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
NII(Q)
Highest at USD 40.37 MM
OPERATING CASH FLOW(Y)
Highest at USD 36.89 MM
ROCE(HY)
Highest at 0.47%
-3What is not working for the Company
ROCE(HY)
Lowest at 0.47%
NET PROFIT(Q)
At USD 7.17 MM has Fallen at -20%
Here's what is working for Kearny Financial Corp.
NII
Highest at USD 40.37 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at USD 36.89 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Here's what is not working for Kearny Financial Corp.
Net Profit
At USD 7.17 MM has Fallen at -20%
over average net sales of the previous four periods of USD 8.97 MMMOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
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