Kearny Financial Corp. (KRNY) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Columbia Financial, Inc.

Brookline Bancorp, Inc.

TrustCo Bank Corp. NY

WSFS Financial Corp.

Kearny Financial Corp.

TFS Financial Corp.

Northwest Bancshares, Inc. (Pennsylvania)

Triumph Financial, Inc.

OceanFirst Financial Corp.

Provident Financial Services, Inc.

Capitol Federal Financial, Inc.

Why is Kearny Financial Corp. ?

The Bank has a high Capital Adequacy Ratio of 15.65% signifying high buffers against its risk based assets

With a growth in Interest of NAN%, the company declared Very Positive results in Mar 26

NII(Q) Highest at USD 39.24 MM
OPERATING CASH FLOW(Y) Highest at USD 37.01 MM
ROCE(HY) Highest at 0.47%

With ROA of 0.28%, it has a very attractive valuation with a 0.66 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 39.77%, its profits have risen by 18.4% ; the PEG ratio of the company is 0.9
At the current price, the company has a high dividend yield of 0

High Institutional Holdings at 75.92%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Their stake has increased by 3.15% over the previous quarter.

Market Beating Performance

The stock has generated a return of 39.77% in the last 1 year, much higher than market (S&P 500) returns of 25.41%

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Kearny Financial Corp. should be less than 10%
Overall Portfolio exposure to Savings Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Kearny Financial Corp. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Kearny Financial Corp.

39.77%

1.89

29.21%

S&P 500

25.41%

1.92

13.25%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

6.40%

EBIT Growth (5y)

-9.27%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

105.82%

Pledged Shares

Institutional Holding

75.92%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.66

EV to EBIT

39.13

EV to EBITDA

34.51

EV to Capital Employed

0.84

EV to Sales

4.25

PEG Ratio

0.85

Dividend Yield

ROCE (Latest)

2.15%

ROE (Latest)

4.27%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bearish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

18What is working for the Company

NII(Q)

Highest at USD 39.24 MM

OPERATING CASH FLOW(Y)

Highest at USD 37.01 MM

ROCE(HY)

Highest at 0.47%

OPERATING PROFIT MARGIN(Q)

Highest at 15.97 %

OPERATING PROFIT(Q)

Highest at USD 12.64 MM

PRE-TAX PROFIT(Q)

Highest at USD 12.64 MM

NET PROFIT(Q)

Highest at USD 10.14 MM

EPS(Q)

Highest at USD 0.16

-5What is not working for the Company

ROCE(HY)

Lowest at 0.47%

CREDIT DEPOSIT RATIO(HY)

Lowest at 100.87%

NET SALES(Q)

Lowest at USD 79.17 MM

Here's what is working for Kearny Financial Corp.

NII

Highest at USD 39.24 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Operating Profit Margin

Highest at 15.97 % and Grown

In each period in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Operating Cash Flow

Highest at USD 37.01 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Operating Profit

Highest at USD 12.64 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Pre-Tax Profit

Highest at USD 12.64 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 10.14 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 0.16

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Here's what is not working for Kearny Financial Corp.

Credit Deposit Ratio

Lowest at 100.87% and Fallen

In each half year in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)

Net Sales

Lowest at USD 79.17 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)