Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Kearny Financial Corp. ?
1
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -16.20% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Kearny Financial Corp. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Kearny Financial Corp.
-6.9%
0.80
32.59%
S&P 500
13.22%
0.61
20.17%
Quality key factors
Factor
Value
Sales Growth (5y)
6.83%
EBIT Growth (5y)
-9.49%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
105.82%
Pledged Shares
0
Institutional Holding
69.67%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
0.55
EV to EBIT
57.99
EV to EBITDA
48.16
EV to Capital Employed
0.81
EV to Sales
4.30
PEG Ratio
0.21
Dividend Yield
528.66%
ROCE (Latest)
1.39%
ROE (Latest)
3.56%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Movement
15What is working for the Company
OPERATING PROFIT(Q)
Highest at USD 8.16 MM
OPERATING PROFIT MARGIN(Q)
Highest at 10.14 %
PRE-TAX PROFIT(Q)
Highest at USD 8.16 MM
NII(Q)
Highest at USD 35.84 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 101.95%
NET PROFIT(9M)
Higher at USD 19.98 MM
EPS(Q)
Highest at USD 0.11
-5What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 23.86 MM
GROSS NPA (%)
(Q
Here's what is working for Kearny Financial Corp.
Net Profit
At USD 19.98 MM has Grown at 2,220.91%
Year on Year (YoY)MOJO Watch
Net Profit trend is very positive
Net Profit (USD MM)
Operating Profit
Highest at USD 8.16 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 10.14 % and Grown
In each period in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 8.16 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
NII
Highest at USD 35.84 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
EPS
Highest at USD 0.11
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Net Profit
Higher at USD 19.98 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (USD MM)
Dividend Payout Ratio
Highest at 101.95%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for Kearny Financial Corp.
Operating Cash Flow
Lowest at USD 23.86 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Non Performing Loans (%)
Highest at 0.78%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)






