Kingsway Financial Services, Inc. (KFS) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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CNO Financial Group, Inc.

F&G Annuities & Life, Inc.

Fidelis Insurance Holdings Ltd.

Donegal Group, Inc.

Kingsway Financial Services, Inc.

Baldwin Insurance Group, Inc.

NI Holdings, Inc.

Argo Group International Holdings Ltd.

Why is Kingsway Financial Services, Inc. ?

The company has declared Negative results for the last 3 consecutive quarters

PRE-TAX PROFIT(Q) At USD -2.16 MM has Fallen at -54.47%
CASH AND EQV(HY) Lowest at USD 33.76 MM
NET PROFIT(Q) Fallen at -29.88%

Risky - Negative Operating Profits

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of 52.15%, its profits have fallen by -59.2%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Kingsway Financial Services, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Kingsway Financial Services, Inc.

37.07%

1.49

39.66%

S&P 500

14.9%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

16.01%

EBIT Growth (5y)

-181.42%

EBIT to Interest (avg)

0.82

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

5.16%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

47.23%

ROCE (avg)

197.02%

ROE (avg)

27.22%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

9.49

EV to EBIT

-75.82

EV to EBITDA

63.43

EV to Capital Employed

18.56

EV to Sales

2.30

PEG Ratio

Dividend Yield

ROCE (Latest)

-24.48%

ROE (Latest)

-19.15%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Bullish

Dow Theory

Mildly Bearish

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

8What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD -0.12 MM

NET PROFIT(HY)

Higher at USD -3.37 MM

NET SALES(Q)

Highest at USD 37.64 MM

-7What is not working for the Company

INTEREST(Q)

Highest at USD 1.51 MM

PRE-TAX PROFIT(Q)

Lowest at USD -3.19 MM

Here's what is working for Kingsway Financial Services, Inc.

Operating Cash Flow

Highest at USD -0.12 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Net Profit

Higher at USD -3.37 MM

than preceding 12 month period ended Sep 2025

MOJO Watch

In the half year the company has already crossed Net Profit of the previous twelve months

Net Profit (USD MM)

Net Sales

Highest at USD 37.64 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Net Sales

At USD 37.64 MM has Grown at 31.92%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Depreciation

Highest at USD 2.69 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (USD MM)

Depreciation

At USD 2.69 MM has Grown at 43.83%

period on period (QoQ)

MOJO Watch

The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (USD MM)

Here's what is not working for Kingsway Financial Services, Inc.

Pre-Tax Profit

At USD -3.19 MM has Fallen at -110.63%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Interest

At USD 1.51 MM has Grown at 18.97%

period on period (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Interest

Highest at USD 1.51 MM

in the last five periods and Increased by 18.97% (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Pre-Tax Profit

Lowest at USD -3.19 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (USD MM)