Kyushu Financial Group, Inc. (7180) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Sumitomo Mitsui Financial Group, Inc.

The Chiba Bank, Ltd.

The Shiga Bank, Ltd.

Mitsubishi UFJ Financial Group, Inc.

The 77 Bank, Ltd.

Seven Bank Ltd.

Mizuho Financial Group, Inc.

Sumitomo Mitsui Trust Holdings, Inc.

Mebuki Financial Group, Inc.

Fukuoka Financial Group, Inc.

Kyushu Financial Group, Inc.

Why is Kyushu Financial Group, Inc. ?

Poor Management Efficiency with a low ROA of 0.11%

The bank has been able to generate a Return on Assets (avg) of 0.11% signifying low profitability per unit of total assets

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 11.08% signifying inadequate buffers against its risk based assets

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 11.08% signifying inadequate buffers against its risk based assets
The bank has been able to generate a Return on Assets (avg) of 0.11% signifying low profitability per unit of total assets

Weak Long Term Fundamental Strength with an average Return on Assets (ROA) of 0.11%

Negative results in Mar 26

INTEREST(9M) At JPY 32,783 MM has Grown at 35.16%
ROCE(HY) Lowest at 0.28%
CASH AND EQV(HY) Lowest at JPY 3,293,591 MM

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Kyushu Financial Group, Inc. for you?

Low Risk, Low Return

Absolute

Risk Adjusted

Volatility

Kyushu Financial Group, Inc.

78.23%

1.47

35.00%

Japan Nikkei 225

59.79%

2.03

29.50%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.00%

EBIT Growth (5y)

24.86%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

33.13%

Pledged Shares

Institutional Holding

0.12%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.89

EV to EBIT

17.42

EV to EBITDA

14.06

EV to Capital Employed

0.90

EV to Sales

4.70

PEG Ratio

0.75

Dividend Yield

ROCE (Latest)

5.15%

ROE (Latest)

4.95%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Mildly Bearish

Bullish

OBV

Mildly Bearish

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company

ROCE(HY)

Highest at 0.28%

DIVIDEND PER SHARE(HY)

Highest at JPY 0

CREDIT DEPOSIT RATIO(HY)

Highest at 86.15%

NET SALES(Q)

Highest at JPY 40,605 MM

-12What is not working for the Company

INTEREST(9M)

At JPY 32,783 MM has Grown at 35.16%

ROCE(HY)

Lowest at 0.28%

CASH AND EQV(HY)

Lowest at JPY 3,293,591 MM

PRE-TAX PROFIT(Q)

Lowest at JPY 9,333 MM

NET PROFIT(Q)

Lowest at JPY 6,694.37 MM

EPS(Q)

Lowest at JPY 15.83

Here's what is working for Kyushu Financial Group, Inc.

Net Sales

Highest at JPY 40,605 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Dividend per share

Highest at JPY 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (JPY)

Credit Deposit Ratio

Highest at 86.15%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Here's what is not working for Kyushu Financial Group, Inc.

Interest

At JPY 32,783 MM has Grown at 35.16%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Pre-Tax Profit

Lowest at JPY 9,333 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (JPY MM)

Pre-Tax Profit

At JPY 9,333 MM has Fallen at -34.99%

over average net sales of the previous four periods of JPY 14,355.25 MM

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (JPY MM)

Net Profit

Lowest at JPY 6,694.37 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (JPY MM)

Net Profit

At JPY 6,694.37 MM has Fallen at -33.76%

over average net sales of the previous four periods of JPY 10,105.91 MM

MOJO Watch

Near term Net Profit trend is negative

Net Profit (JPY MM)

EPS

Lowest at JPY 15.83

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (JPY)

Cash and Eqv

Lowest at JPY 3,293,591 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents