Why is Lån & Spar Bank A/S ?
Unrated Stock - No Analysis Available
Quality key factors
Factor
Value
Sales Growth (5y)
24.80%
EBIT Growth (5y)
22.86%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
14.95%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
1.01
EV to EBIT
-24.91
EV to EBITDA
-22.02
EV to Capital Employed
1.00
EV to Sales
-9.03
PEG Ratio
NA
Dividend Yield
2.03%
ROCE (Latest)
-4.01%
ROE (Latest)
13.63%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Bullish
OBV
Mildly Bearish
Bullish
Technical Movement
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for Lån & Spar Bank A/S
Interest Earned - Quarterly
Highest at DKK 364 MM and Grown
in each of the last 5 periodsMOJO Watch
Near term sales trend is very positive
Interest Earned (DKK MM)
Operating Cash Flow - Annually
Highest at DKK 867.03 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (DKK MM)
Interest Earned - Quarterly
At DKK 364 MM has Grown at 37.2 %
over average Interest Earned of the previous four periods of DKK 265 MMMOJO Watch
Near term sales trend is positive
Interest Earned (DKK MM)
Profit After Tax (PAT) - Quarterly
Highest at DKK 126 MM.
in the last five periodsMOJO Watch
Near term PAT trend is positive
PAT (DKK MM)
Earnings per Share (EPS) - Quarterly
Highest at DKK 36.61
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (DKK)
Here's what is not working for Lån & Spar Bank A/S
Profit Before Tax less Other Income (PBT) - Quarterly
At DKK -54 MM has Fallen at -49.3 %
over average PBT of the previous four periods of DKK -36 MMMOJO Watch
Near term PBT trend is very negative
PBT less Other Income (DKK MM)
Dividend Payout Ratio (DPR) - Annually
Lowest at 0.00 % and Fallen
each year in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
Non Operating Income - Quarterly
Highest at DKK 220 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income (DKK MM)
CAR - Quarterly
Lowest at 0.00 %
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)






