Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Landmark Bancorp, Inc. (Kansas) ?
1
High Profitability with a Net Interest Margin of 4.91%
2
The Bank has a high Capital Adequacy Ratio of 14.59% signifying high buffers against its risk based assets
3
Positive results in Jun 25
- NII(Q) Highest at USD 13.68 MM
- NET PROFIT(HY) At USD 9.11 MM has Grown at 57.25%
- ROCE(HY) Highest at 1.02%
4
With ROA of 0.54%, it has a attractive valuation with a 1.15 Price to Book Value
- Over the past year, while the stock has generated a return of 20.65%, its profits have risen by 28% ; the PEG ratio of the company is 0.5
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Landmark Bancorp, Inc. (Kansas) for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Landmark Bancorp, Inc. (Kansas)
18.47%
1.73
31.05%
S&P 500
13.95%
0.81
19.85%
Quality key factors
Factor
Value
Sales Growth (5y)
15.36%
EBIT Growth (5y)
2.37%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
35.46%
Pledged Shares
0
Institutional Holding
30.83%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.15
EV to EBIT
9.64
EV to EBITDA
8.82
EV to Capital Employed
1.12
EV to Sales
2.72
PEG Ratio
0.51
Dividend Yield
1.94%
ROCE (Latest)
11.59%
ROE (Latest)
10.46%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
Technical Movement
16What is working for the Company
NII(Q)
Highest at USD 13.68 MM
NET PROFIT(HY)
At USD 9.11 MM has Grown at 57.25%
ROCE(HY)
Highest at 1.02%
DIVIDEND PER SHARE(HY)
Highest at USD 0
CREDIT DEPOSIT RATIO(Q)
Highest at 1.52%
NET SALES(Q)
Highest at USD 20.1 MM
-4What is not working for the Company
ROCE(HY)
Lowest at 1.02%
GROSS NPA (%)
(Q
Here's what is working for Landmark Bancorp, Inc. (Kansas)
NII
Highest at USD 13.68 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Credit Deposit Ratio
Highest at 1.52% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Net Profit
At USD 9.11 MM has Grown at 57.25%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Sales
Highest at USD 20.1 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Here's what is not working for Landmark Bancorp, Inc. (Kansas)
Non Performing Loans (%)
Highest at 1.52%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Capital Adequacy Ratio
Lowest at 12.34%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)






