ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Landmark Bancorp, Inc. (Kansas) ?
1
High Profitability with a Net Interest Margin of 4.91%
2
The Bank has a high Capital Adequacy Ratio of 14.59% signifying high buffers against its risk based assets
3
Positive results in Jun 25
- NII(Q) Highest at USD 13.68 MM
- NET PROFIT(HY) At USD 9.11 MM has Grown at 57.25%
- ROCE(HY) Highest at 1.02%
4
With ROA of 0.54%, it has a attractive valuation with a 1.15 Price to Book Value
- Over the past year, while the stock has generated a return of 31.54%, its profits have risen by 28% ; the PEG ratio of the company is 0.5
5
High Institutional Holdings at 23.74%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 3.85% over the previous quarter.
6
Market Beating Performance
- The stock has generated a return of 31.54% in the last 1 year, much higher than market (S&P 500) returns of 12.33%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Landmark Bancorp, Inc. (Kansas) should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Landmark Bancorp, Inc. (Kansas) for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Landmark Bancorp, Inc. (Kansas)
20.1%
1.91
31.57%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
15.36%
EBIT Growth (5y)
2.37%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
35.46%
Pledged Shares
0
Institutional Holding
23.74%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.15
EV to EBIT
9.64
EV to EBITDA
8.82
EV to Capital Employed
1.12
EV to Sales
2.72
PEG Ratio
0.51
Dividend Yield
1.94%
ROCE (Latest)
11.59%
ROE (Latest)
10.46%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend16What is working for the Company
NII(Q)
Highest at USD 13.68 MM
NET PROFIT(HY)
At USD 9.11 MM has Grown at 57.25%
ROCE(HY)
Highest at 1.02%
DIVIDEND PER SHARE(HY)
Highest at USD 0
CREDIT DEPOSIT RATIO(Q)
Highest at 1.52%
NET SALES(Q)
Highest at USD 20.1 MM
-4What is not working for the Company
ROCE(HY)
Lowest at 1.02%
GROSS NPA (%)
(Q
Here's what is working for Landmark Bancorp, Inc. (Kansas)
NII
Highest at USD 13.68 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Credit Deposit Ratio
Highest at 1.52% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Net Profit
At USD 9.11 MM has Grown at 57.25%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Sales
Highest at USD 20.1 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Here's what is not working for Landmark Bancorp, Inc. (Kansas)
Non Performing Loans (%)
Highest at 1.52%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Capital Adequacy Ratio
Lowest at 12.34%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
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