ScoreWhy is Laurentian Bank of Canada ?
1
Flat results in Apr 25
- GROSS NPA (%)(Q) Highest at 1.12%
- NET SALES(Q) Lowest at CAD 512.42 MM
- OPERATING PROFIT(Q) Lowest at CAD 27.58 MM
2
With ROA of 0.26%, it has a very attractive valuation with a 0.54 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 22.50%, its profits have fallen by -18.8%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Laurentian Bank of Canada should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Laurentian Bank of Canada for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Laurentian Bank of Canada
48.67%
-0.24
17.59%
S&P/TSX 60
21.87%
1.54
14.62%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
8.67%
EBIT Growth (5y)
-7.65%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
66.25%
Pledged Shares
0
Institutional Holding
0.43%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
0.67
EV to EBIT
298.06
EV to EBITDA
166.58
EV to Capital Employed
0.96
EV to Sales
9.92
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
0.32%
ROE (Latest)
5.94%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
OPERATING CASH FLOW(Y)
Highest at CAD 1,383.24 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 70.92%
-11What is not working for the Company
NET PROFIT(9M)
At CAD 108.5 MM has Grown at -38.47%
GROSS NPA (%)
(Q
CASH AND EQV(HY)
Lowest at CAD 133.4 MM
OPERATING PROFIT(Q)
Lowest at CAD 27.45 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 5.27 %
PRE-TAX PROFIT(Q)
Lowest at CAD 41.57 MM
EPS(Q)
Lowest at CAD 0.66
Here's what is working for Laurentian Bank of Canada
Operating Cash Flow
Highest at CAD 1,383.24 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (CAD MM)
Dividend Payout Ratio
Highest at 70.92%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Depreciation
Highest at CAD 12.9 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (CAD MM)
Here's what is not working for Laurentian Bank of Canada
Non Performing Loans (%)
Highest at 1.14% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Net Profit
At CAD 108.5 MM has Grown at -38.47%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very negative
Net Profit (CAD MM)
Operating Profit
Lowest at CAD 27.45 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (CAD MM)
Operating Profit Margin
Lowest at 5.27 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at CAD 41.57 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (CAD MM)
EPS
Lowest at CAD 0.66
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (CAD)
Cash and Eqv
Lowest at CAD 133.4 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
