Why is LendInvest Plc ?
1
Strong Long Term Fundamental Strength with a 10.97% CAGR growth in Net Sales
2
Healthy long term growth as Net Sales has grown by an annual rate of 10.97%
3
With a growth in Operating Profit of 14.64%, the company declared Outstanding results in Sep 25
- ROCE(HY) Highest at 0.77%
- INTEREST COVERAGE RATIO(Q) Highest at 120.22
- PRE-TAX PROFIT(Q) Highest at GBP 1.4 MM
How much should you buy?
- Overall Portfolio exposure to LendInvest Plc should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is LendInvest Plc for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
LendInvest Plc
-100.0%
0.06
29.26%
FTSE 100
13.98%
1.15
13.60%
Quality key factors
Factor
Value
Sales Growth (5y)
10.97%
EBIT Growth (5y)
29.44%
EBIT to Interest (avg)
9.02
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
27.34%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
8.91%
Valuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.59
EV to EBIT
-0.76
EV to EBITDA
-0.70
EV to Capital Employed
3.39
EV to Sales
-0.42
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-446.40%
ROE (Latest)
-12.45%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Movement
18What is working for the Company
ROCE(HY)
Highest at 0.77%
INTEREST COVERAGE RATIO(Q)
Highest at 120.22
PRE-TAX PROFIT(Q)
Highest at GBP 1.4 MM
NET PROFIT(Q)
Highest at GBP 1.05 MM
NET SALES(Q)
Highest at GBP 51.5 MM
EPS(Q)
Highest at GBP 0.01
-2What is not working for the Company
DEBTORS TURNOVER RATIO(HY)
Lowest at 6.64 times
Here's what is working for LendInvest Plc
Pre-Tax Profit
At GBP 1.4 MM has Grown at 182.35%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (GBP MM)
Net Profit
At GBP 1.05 MM has Grown at 187.5%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (GBP MM)
Interest Coverage Ratio
Highest at 120.22
in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Pre-Tax Profit
Highest at GBP 1.4 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (GBP MM)
Net Profit
Highest at GBP 1.05 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (GBP MM)
Net Sales
Highest at GBP 51.5 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (GBP MM)
EPS
Highest at GBP 0.01
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (GBP)
Here's what is not working for LendInvest Plc
Debtors Turnover Ratio
Lowest at 6.64 times and Fallen
In each half year in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio






