ScoreWhy is LendInvest Plc ?
1
Strong Long Term Fundamental Strength with a 4.53% CAGR growth in Net Sales
2
Healthy long term growth as Net Sales has grown by an annual rate of 4.53%
3
The company has declared positive results in Sep'2024 after 3 consecutive negative quarters
- INTEREST COVERAGE RATIO(Q) Highest at 119.15
- NET SALES(Q) Highest at GBP 48.5 MM
- PRE-TAX PROFIT(Q) Highest at GBP 0.9 MM
4
Risky -
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of 42.05%, its profits have risen by 94%
5
Market Beating Performance
- The stock has generated a return of 42.05% in the last 1 year, much higher than market (FTSE 100) returns of 15.94%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to LendInvest Plc should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is LendInvest Plc for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
LendInvest Plc
-100.0%
1.07
27.33%
FTSE 100
16.5%
1.23
12.99%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
4.53%
EBIT Growth (5y)
25.65%
EBIT to Interest (avg)
9.02
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
27.34%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
8.91%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.85
EV to EBIT
-0.27
EV to EBITDA
-0.25
EV to Capital Employed
3.48
EV to Sales
-0.14
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-1289.47%
ROE (Latest)
-33.07%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
Bearish
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend12What is working for the Company
INTEREST COVERAGE RATIO(Q)
Highest at 119.15
NET SALES(Q)
Highest at GBP 48.5 MM
PRE-TAX PROFIT(Q)
Highest at GBP 0.9 MM
NET PROFIT(Q)
Highest at GBP -0.72 MM
EPS(Q)
Highest at GBP -0
-2What is not working for the Company
RAW MATERIAL COST(Y)
Grown by 6.41% (YoY
DEBTORS TURNOVER RATIO(HY)
Lowest at 8.03%
Here's what is working for LendInvest Plc
Interest Coverage Ratio
Highest at 119.15
in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Pre-Tax Profit
At GBP 0.9 MM has Grown at 106.62%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (GBP MM)
Net Profit
At GBP -0.72 MM has Grown at 93.01%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (GBP MM)
Net Sales
Highest at GBP 48.5 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (GBP MM)
Pre-Tax Profit
Highest at GBP 0.9 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (GBP MM)
Net Profit
Highest at GBP -0.72 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (GBP MM)
EPS
Highest at GBP -0
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (GBP)
Depreciation
Highest at GBP 2.3 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (GBP MM)
Here's what is not working for LendInvest Plc
Debtors Turnover Ratio
Lowest at 8.03%
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
Raw Material Cost
Grown by 6.41% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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