LendInvest Plc

  • Market Cap: Micro Cap
  • Industry: Finance
  • ISIN: GB00BMC2XX17
GBP
0.29
-0.02 (-6.35%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
LendInvest Plc
Amedeo Air Four Plus Ltd.
Funding Circle Holdings Plc
S&U Plc
Distribution Finance Capital Holdings Plc
Vp Plc
H&T Group Plc
Avation Plc
Manolete Partners Plc
Speedy Hire Plc
HSS Hire Group Plc

Why is LendInvest Plc ?

1
Strong Long Term Fundamental Strength with a 10.97% CAGR growth in Net Sales
2
Healthy long term growth as Net Sales has grown by an annual rate of 10.97%
3
With a growth in Operating Profit of 14.64%, the company declared Outstanding results in Sep 25
  • ROCE(HY) Highest at 0.77%
  • INTEREST COVERAGE RATIO(Q) Highest at 120.22
  • PRE-TAX PROFIT(Q) Highest at GBP 1.4 MM
stock-recommendationReal-Time Research Report

Verdict Report

How much should you buy?

  1. Overall Portfolio exposure to LendInvest Plc should be less than 10%
  2. Overall Portfolio exposure to Finance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is LendInvest Plc for you?

Medium Risk, Low Return

Absolute
Risk Adjusted
Volatility
LendInvest Plc
-100.0%
0.06
29.26%
FTSE 100
13.98%
1.15
13.60%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
10.97%
EBIT Growth (5y)
29.44%
EBIT to Interest (avg)
9.02
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
27.34%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
8.91%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.59
EV to EBIT
-0.76
EV to EBITDA
-0.70
EV to Capital Employed
3.39
EV to Sales
-0.42
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-446.40%
ROE (Latest)
-12.45%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

18What is working for the Company
ROCE(HY)

Highest at 0.77%

INTEREST COVERAGE RATIO(Q)

Highest at 120.22

PRE-TAX PROFIT(Q)

Highest at GBP 1.4 MM

NET PROFIT(Q)

Highest at GBP 1.05 MM

NET SALES(Q)

Highest at GBP 51.5 MM

EPS(Q)

Highest at GBP 0.01

-2What is not working for the Company
DEBTORS TURNOVER RATIO(HY)

Lowest at 6.64 times

Here's what is working for LendInvest Plc

Pre-Tax Profit
At GBP 1.4 MM has Grown at 182.35%
Year on Year (YoY)
MOJO Watch
Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (GBP MM)

Net Profit
At GBP 1.05 MM has Grown at 187.5%
Year on Year (YoY)
MOJO Watch
Near term Net Profit trend is very positive

Net Profit (GBP MM)

Interest Coverage Ratio
Highest at 120.22
in the last five periods
MOJO Watch
The company's ability to manage interest payments is improving

Operating Profit to Interest

Pre-Tax Profit
Highest at GBP 1.4 MM and Grown
In each period in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (GBP MM)

Net Profit
Highest at GBP 1.05 MM and Grown
In each period in the last five periods
MOJO Watch
Near term Net Profit trend is very positive

Net Profit (GBP MM)

Net Sales
Highest at GBP 51.5 MM
in the last five periods
MOJO Watch
Near term sales trend is positive

Net Sales (GBP MM)

EPS
Highest at GBP 0.01
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (GBP)

Here's what is not working for LendInvest Plc

Debtors Turnover Ratio
Lowest at 6.64 times and Fallen
In each half year in the last five Semi-Annual periods
MOJO Watch
Company's pace of selling Debtors has slowed

Debtors Turnover Ratio