ScoreWhy is LIC Housing Finance Ltd ?
1
Poor long term growth as Net Sales has grown by an annual rate of 7.73% and Operating profit at 8.56%
2
Flat results in Mar 26
3
With ROE of 13.5, it has a Very Attractive valuation with a 0.7 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -8.99%, its profits have risen by 3% ; the PEG ratio of the company is 1.8
4
High Institutional Holdings at 42.28%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to LIC Housing Fin. should be less than 10%
- Overall Portfolio exposure to Housing Finance Company should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is LIC Housing Fin. for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
LIC Housing Fin.
-9.13%
-0.36
24.26%
Sensex
-6.43%
-0.51
12.94%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
12
Price to Book Value
0.72
EV to EBIT
11.38
EV to EBITDA
11.33
EV to Capital Employed
0.96
EV to Sales
10.60
PEG Ratio
1.78
Dividend Yield
1.86%
ROCE (Latest)
8.46%
ROE (Latest)
13.53%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend5What is working for the Company
DEBT-EQUITY RATIO(HY)
Lowest at 6.70 times
PBT LESS OI(Q)
Highest at Rs 1,933.38 cr.
PAT(Q)
Highest at Rs 1,492.54 cr.
EPS(Q)
Highest at Rs 27.12
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for LIC Housing Fin.
Debt-Equity Ratio - Half Yearly
Lowest at 6.70 times and Fallen
each half year in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 1,933.38 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 1,492.54 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 27.12
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
