ScoreWhy is LIC Housing Finance Ltd ?
1
Poor long term growth as Net Sales has grown by an annual rate of 7.67% and Operating profit at 9.96%
2
Flat results in Jun 26
- NET SALES(Q) Lowest at Rs 7,082.59 cr
3
With ROE of 13.5, it has a Very Attractive valuation with a 0.7 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -12.88%, its profits have risen by 4.3% ; the PEG ratio of the company is 1.1
4
High Institutional Holdings at 42.49%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
5
Below par performance in long term as well as near term
- Along with generating -12.88% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to LIC Housing Fin. should be less than 10%
- Overall Portfolio exposure to Housing Finance Company should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is LIC Housing Fin. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
LIC Housing Fin.
-12.88%
-0.52
24.63%
Sensex
-2.63%
-0.19
13.57%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
12
Price to Book Value
0.67
EV to EBIT
11.28
EV to EBITDA
11.22
EV to Capital Employed
0.96
EV to Sales
10.64
PEG Ratio
1.11
Dividend Yield
1.98%
ROCE (Latest)
8.46%
ROE (Latest)
13.53%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
DEBT-EQUITY RATIO(HY)
Lowest at 6.70 times
PBDIT(Q)
Highest at Rs 6,872.56 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 97.03%
PAT(Q)
Highest at Rs 1,498.85 cr.
EPS(Q)
Highest at Rs 27.23
-1What is not working for the Company
NET SALES(Q)
Lowest at Rs 7,082.59 cr
Loading Valuation Snapshot...
Here's what is working for LIC Housing Fin.
Debt-Equity Ratio - Half Yearly
Lowest at 6.70 times and Fallen
each half year in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Operating Profit (PBDIT) - Quarterly
Highest at Rs 6,872.56 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 97.03%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit After Tax (PAT) - Quarterly
Highest at Rs 1,498.85 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 27.23
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for LIC Housing Fin.
Net Sales - Quarterly
Lowest at Rs 7,082.59 cr
in the last five quartersMOJO Watch
Near term sales trend is negative
Net Sales (Rs Cr)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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