Why is LIC Housing Finance Ltd ?
1
Poor long term growth as Net Sales has grown by an annual rate of 7.85% and Operating profit at 7.58%
2
Flat results in Dec 25
- NO KEY NEGATIVE TRIGGERS
How much should you hold?
- Overall Portfolio exposure to LIC Housing Fin. should be less than 10%
- Overall Portfolio exposure to Housing Finance Company should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is LIC Housing Fin. for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
LIC Housing Fin.
-8.18%
-0.33
24.73%
Sensex
-3.8%
-0.29
13.30%
Valuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
11
Price to Book Value
0.71
EV to EBIT
11.13
EV to EBITDA
11.08
EV to Capital Employed
0.96
EV to Sales
10.33
PEG Ratio
0.77
Dividend Yield
2.02%
ROCE (Latest)
8.68%
ROE (Latest)
14.34%
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Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
Technical Movement
2What is working for the Company
DEBT-EQUITY RATIO(HY)
Lowest at 7.08 times
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for LIC Housing Fin.
Debt-Equity Ratio - Half Yearly
Lowest at 7.08 times and Fallen
each half year in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for LIC Housing Fin.
Non Operating Income - Quarterly
Highest at Rs 5.36 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income






