LIC Housing Fin.

Market Cap: Small Cap
Industry: Housing Finance Company
ISIN: INE115A01026
NSEID: LICHSGFIN
BSEID: 500253
View on NSE | View on BSE

INR

496.25

17.5 (3.66%)

BSENSE

Mar 25

BSE+NSE Vol: 25.48 lacs

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Can Fin Homes

Sammaan Capital

Aadhar Hsg. Fin.

Aptus Value Hou.

INDIA SHELTE FIN

Home First Finan

LIC Housing Fin.

Bajaj Housing

Aavas Financiers

Repco Home Fin

PNB Housing

Why is LIC Housing Finance Ltd ?

Poor long term growth as Net Sales has grown by an annual rate of 7.85% and Operating profit at 7.58%

Flat results in Dec 25

NO KEY NEGATIVE TRIGGERS

Underperformed the market in the last 1 year

Even though the market (BSE500) generated negative returns of -0.34% in the last 1 year, its fall in the stock was much higher with a return of -12.79%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is LIC Housing Fin. for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

LIC Housing Fin.

-12.79%

-0.53

24.36%

Sensex

-3.52%

-0.27

12.93%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

7.85%

EBIT Growth (5y)

7.58%

Net Debt to Equity (avg)

7.08

Institutional Holding

42.17%

ROE (avg)

12.36%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.71

EV to EBIT

11.13

EV to EBITDA

11.08

EV to Capital Employed

0.96

EV to Sales

10.33

PEG Ratio

0.77

Dividend Yield

2.02%

ROCE (Latest)

8.68%

ROE (Latest)

14.34%

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Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bearish

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

2What is working for the Company

DEBT-EQUITY RATIO(HY)

Lowest at 7.08 times

0What is not working for the Company

NO KEY NEGATIVE TRIGGERS

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Here's what is working for LIC Housing Fin.

Debt-Equity Ratio - Half Yearly

Lowest at 7.08 times and Fallen

each half year in the last five half yearly periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Here's what is not working for LIC Housing Fin.

Non Operating Income - Quarterly

Highest at Rs 5.36 cr

in the last five quarters

MOJO Watch

Increased income from non business activities may not be sustainable

Non Operating Income