Why is Life Corp. ?
1
High Management Efficiency with a high ROCE of 14.52%
2
Poor long term growth as Net Sales has grown by an annual rate of 3.10% over the last 5 years
3
The company has declared Negative results for the last 4 consecutive quarters
- INTEREST(HY) At JPY 181 MM has Grown at 45.97%
- DEBTORS TURNOVER RATIO(HY) Lowest at 15.78 times
- DIVIDEND PAYOUT RATIO(Y) Lowest at 0%
4
With ROCE of 18.24%, it has a very attractive valuation with a 1.59 Enterprise value to Capital Employed
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 13.18%, its profits have risen by 9.5%
- At the current price, the company has a high dividend yield of 0
5
Underperformed the market in the last 1 year
- The stock has generated a return of 13.18% in the last 1 year, much lower than market (Japan Nikkei 225) returns of 85.12%
How much should you hold?
- Overall Portfolio exposure to Life Corp. should be less than 10%
- Overall Portfolio exposure to Retailing should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Retailing)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Life Corp. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Life Corp.
13.18%
0.84
22.88%
Japan Nikkei 225
88.41%
3.12
27.27%
Quality key factors
Factor
Value
Sales Growth (5y)
3.10%
EBIT Growth (5y)
-0.05%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
1.05
Net Debt to Equity (avg)
0.07
Sales to Capital Employed (avg)
4.67
Tax Ratio
30.72%
Dividend Payout Ratio
30.11%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
14.52%
ROE (avg)
14.27%
Valuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.59
EV to EBIT
8.70
EV to EBITDA
5.34
EV to Capital Employed
1.59
EV to Sales
0.27
PEG Ratio
NA
Dividend Yield
0.02%
ROCE (Latest)
18.24%
ROE (Latest)
13.49%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Mildly Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
Bullish
Technical Movement
6What is working for the Company
RAW MATERIAL COST(Y)
Fallen by 0.06% (YoY
CASH AND EQV(HY)
Highest at JPY 57,007 MM
PRE-TAX PROFIT(Q)
Highest at JPY 8,620 MM
NET PROFIT(Q)
Highest at JPY 8,485.04 MM
EPS(Q)
Highest at JPY 68.3
-13What is not working for the Company
INTEREST(HY)
At JPY 181 MM has Grown at 45.97%
DEBTORS TURNOVER RATIO(HY)
Lowest at 15.78 times
DIVIDEND PAYOUT RATIO(Y)
Lowest at 0%
INVENTORY TURNOVER RATIO(HY)
Lowest at 18.66 times
DIVIDEND PER SHARE(HY)
Lowest at JPY 15.78
Here's what is working for Life Corp.
Pre-Tax Profit
Highest at JPY 8,620 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 8,485.04 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
Net Profit
At JPY 8,485.04 MM has Grown at 72.99%
over average net sales of the previous four periods of JPY 4,904.88 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
EPS
Highest at JPY 68.3
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Cash and Eqv
Highest at JPY 57,007 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Raw Material Cost
Fallen by 0.06% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Life Corp.
Interest
At JPY 181 MM has Grown at 45.97%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Debtors Turnover Ratio
Lowest at 15.78 times and Fallen
In each half year in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
Inventory Turnover Ratio
Lowest at 18.66 times
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling inventory has slowed
Inventory Turnover Ratio
Dividend per share
Lowest at JPY 15.78
in the last five yearsMOJO Watch
Company is distributing lower dividend than previous years
DPS (JPY)
Dividend Payout Ratio
Lowest at 0%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
Non Operating Income
Highest at JPY 0.32 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating income






