ScoreWhy is Life Insurance Corporation of India ?
1
The company is Net-Debt Free
2
Positive results in Mar 26
- PAT(9M) At Rs 46,496.10 cr has Grown at 23.08%
- NET SALES(Q) Highest at Rs 276,743.77 cr
- EPS(Q) Highest at Rs 37.10
3
With ROE of 32.5, it has a Fair valuation with a 3.2 Price to Book Value
- Over the past year, while the stock has generated a return of -5.54%, its profits have risen by 18.9% ; the PEG ratio of the company is 0.5
4
Majority shareholders : Promoters
5
With its market cap of Rs 5,56,726 cr, it is the second biggest company in the sector (behind Bajaj Finance)and constitutes 9.62% of the entire sector
- Its annual Sales of Rs 978,893.78 are 38.88% of the industry
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Life Insurance should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Life Insurance for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Life Insurance
-5.54%
-0.23
23.63%
Sensex
-6.45%
-0.49
13.28%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
7.85%
EBIT Growth (5y)
79.48%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Net Debt is too low
Net Debt to Equity (avg)
-0.41
Sales to Capital Employed (avg)
18.83
Tax Ratio
12.93%
Dividend Payout Ratio
15.71%
Pledged Shares
0
Institutional Holding
1.41%
ROCE (avg)
402.06%
ROE (avg)
47.72%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
21
Price to Book Value
3.17
EV to EBIT
10.52
EV to EBITDA
10.52
EV to Capital Employed
4.66
EV to Sales
0.50
PEG Ratio
0.52
Dividend Yield
NA
ROCE (Latest)
44.29%
ROE (Latest)
32.53%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
PAT(9M)
At Rs 46,496.10 cr has Grown at 23.08%
NET SALES(Q)
Highest at Rs 276,743.77 cr
EPS(Q)
Highest at Rs 37.10
-3What is not working for the Company
PBT LESS OI(Q)
At Rs 11,222.38 cr has Fallen at -21.1% (vs previous 4Q average
Loading Valuation Snapshot...
Here's what is working for Life Insurance
Profit After Tax (PAT) - Quarterly
At Rs 23,467.18 cr has Grown at 77.0% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 13,256.16 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 276,743.77 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 23,467.18 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 37.10
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for Life Insurance
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 11,222.38 cr has Fallen at -21.1% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 14,217.10 CrMOJO Watch
Near term PBT trend is very negative
PBT less Other Income (Rs Cr)
Non Operating Income - Quarterly
Highest at Rs 3,165.64 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
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