Lifenet Insurance Co.

  • Market Cap: Small Cap
  • Industry: Insurance
  • ISIN: JP3966660007
JPY
1,697.00
-103 (-5.72%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Dai-ichi Life Holdings, Inc.
Japan Post Holdings Co., Ltd.
Lifenet Insurance Co.
JAPAN POST INSURANCE Co., Ltd.
T&D Holdings, Inc.

Why is Lifenet Insurance Co. ?

1
Flat results in Dec 25
  • INTEREST(9M) At JPY 13 MM has Grown at 44.44%
  • OPERATING CASH FLOW(Y) Lowest at JPY 0 MM
  • DEBT-EQUITY RATIO (HY) Highest at -13.37 %
2
With ROE of 6.15%, it has a very expensive valuation with a 1.84 Price to Book Value
  • Over the past year, while the stock has generated a return of -7.57%, its profits have risen by 5% ; the PEG ratio of the company is 6.4
3
Below par performance in long term as well as near term
  • Along with generating -7.57% returns in the last 1 year, the stock has also underperformed Japan Nikkei 225 in the last 3 years, 1 year and 3 months
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Lifenet Insurance Co. for you?

Medium Risk, Low Return

Absolute
Risk Adjusted
Volatility
Lifenet Insurance Co.
-7.57%
0.30
37.10%
Japan Nikkei 225
66.43%
2.73
25.54%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
13.00%
EBIT Growth (5y)
0
EBIT to Interest (avg)
-144.68
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
34.72%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
7.11%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
30
Industry P/E
Price to Book Value
1.84
EV to EBIT
NA
EV to EBITDA
174.45
EV to Capital Employed
1.99
EV to Sales
5.33
PEG Ratio
6.44
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
6.15%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bullish
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company
ROCE(HY)

Highest at 7.59%

NET SALES(Q)

Highest at JPY 8,936 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

NET PROFIT(9M)

Higher at JPY 6,241.42 MM

-9What is not working for the Company
INTEREST(9M)

At JPY 13 MM has Grown at 44.44%

OPERATING CASH FLOW(Y)

Lowest at JPY 0 MM

DEBT-EQUITY RATIO (HY)

Highest at -13.37 %

Here's what is working for Lifenet Insurance Co.

Net Sales
Highest at JPY 8,936 MM and Grown
In each period in the last five periods
MOJO Watch
Near term sales trend is very positive

Net Sales (JPY MM)

Net Profit
Higher at JPY 6,241.42 MM
than preceding 12 month period ended Dec 2025
MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months

Net Profit (JPY MM)

Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Lifenet Insurance Co.

Interest
At JPY 13 MM has Grown at 44.44%
over previous Semi-Annual period
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Operating Cash Flow
Lowest at JPY 0 MM and Fallen
In each year in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (JPY MM)

Debt-Equity Ratio
Highest at -13.37 % and Grown
In each half year in the last five Semi-Annual periods
MOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio