LINKBANCORP, Inc. () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Franklin Financial Services Corp. (Pennsylvania)

FNCB Bancorp, Inc.

First Community Corp. (South Carolina)

LINKBANCORP, Inc.

Peoples Bancorp of North Carolina, Inc.

Hawthorn Bancshares, Inc.

Ohio Valley Banc Corp.

United Security Bancshares (California)

First Financial Northwest, Inc.

Hanover Bancorp, Inc.

First Guaranty Bancshares, Inc.

Why is LINKBANCORP, Inc. ?

Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%

The company has declared Positive results for the last 5 consecutive quarters

OPERATING CASH FLOW(Y) Highest at USD 32.41 MM
NII(Q) Highest at USD 27.12 MM
CASH AND EQV(HY) Highest at USD 30.8 MM

With ROA of 0.76%, it has a fair valuation with a 1.03 Price to Book Value

Over the past year, while the stock has generated a return of 19.59%, its profits have risen by 26.5% ; the PEG ratio of the company is 0.4

High Institutional Holdings at 38.23%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to LINKBANCORP, Inc. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is LINKBANCORP, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

LINKBANCORP, Inc.

23.1%

0.90

31.73%

S&P 500

14.9%

0.77

19.29%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

65.57%

EBIT Growth (5y)

94.30%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

33.41%

Pledged Shares

Institutional Holding

38.23%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.03

EV to EBIT

16.25

EV to EBITDA

13.47

EV to Capital Employed

1.02

EV to Sales

2.64

PEG Ratio

0.36

Dividend Yield

2.66%

ROCE (Latest)

6.30%

ROE (Latest)

11.11%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

10What is working for the Company

OPERATING CASH FLOW(Y)

Highest at USD 32.41 MM

NII(Q)

Highest at USD 27.12 MM

CASH AND EQV(HY)

Highest at USD 30.8 MM

CREDIT DEPOSIT RATIO(HY)

Highest at 100.08%

NET SALES(Q)

Highest at USD 43.1 MM

-13What is not working for the Company

OPERATING PROFIT(Q)

Lowest at USD 4.56 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 10.58 %

PRE-TAX PROFIT(Q)

Lowest at USD 4.56 MM

NET PROFIT(Q)

Lowest at USD 3.43 MM

EPS(Q)

Lowest at USD 0.08

Here's what is working for LINKBANCORP, Inc.

Operating Cash Flow

Highest at USD 32.41 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

NII

Highest at USD 27.12 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Net Sales

Highest at USD 43.1 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Cash and Eqv

Highest at USD 30.8 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Credit Deposit Ratio

Highest at 100.08%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Here's what is not working for LINKBANCORP, Inc.

Pre-Tax Profit

At USD 4.56 MM has Fallen at -53.27%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Profit

At USD 3.43 MM has Fallen at -55.02%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (USD MM)

Operating Profit

Lowest at USD 4.56 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (USD MM)

Operating Profit Margin

Lowest at 10.58 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at USD 4.56 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (USD MM)

Net Profit

Lowest at USD 3.43 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (USD MM)

EPS

Lowest at USD 0.08

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (USD)