ScoreWhy is Liva Insurance Co. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 2.20%
- Poor long term growth as Net Sales has grown by an annual rate of 39.09% and Operating profit at 0%
- The company has been able to generate a Return on Equity (avg) of 2.20% signifying low profitability per unit of shareholders funds
2
Positive results in Jun 25
- NET SALES(Q) Highest at SAR 145.69 MM
- RAW MATERIAL COST(Y) Fallen by 0% (YoY)
3
With ROE of 5.96%, it has a fair valuation with a 1.17 Price to Book Value
- Over the past year, while the stock has generated a return of -33.81%, its profits have risen by 30.1% ; the PEG ratio of the company is 0.7
4
Below par performance in long term as well as near term
- Along with generating -33.81% returns in the last 1 year, the stock has also underperformed Saudi Arabia All Share TASI in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Liva Insurance Co. should be less than 10%
- Overall Portfolio exposure to Capital Markets should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Liva Insurance Co. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Liva Insurance Co.
-34.13%
-1.18
32.19%
Saudi Arabia All Share TASI
-12.63%
-0.89
14.47%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
39.09%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
Tax Ratio is Negative%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
2.20%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
20
Industry P/E
Price to Book Value
1.17
EV to EBIT
NA
EV to EBITDA
66.55
EV to Capital Employed
4.73
EV to Sales
0.19
PEG Ratio
0.65
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
5.96%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
NET SALES(Q)
Highest at SAR 145.69 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
-4What is not working for the Company
PRE-TAX PROFIT(Q)
At SAR 3.57 MM has Fallen at -51.37%
NET PROFIT(Q)
At SAR 3.36 MM has Fallen at -55.1%
Here's what is working for Liva Insurance Co.
Net Sales
Highest at SAR 145.69 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (SAR MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Liva Insurance Co.
Pre-Tax Profit
At SAR 3.57 MM has Fallen at -51.37%
over average net sales of the previous four periods of SAR 7.34 MMMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (SAR MM)
Net Profit
At SAR 3.36 MM has Fallen at -55.1%
over average net sales of the previous four periods of SAR 7.49 MMMOJO Watch
Near term Net Profit trend is negative
Net Profit (SAR MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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