Lloyds Banking Group Plc (LLOY) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Bank of Georgia Group Plc

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Lloyds Banking Group Plc

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Secure Trust Bank Plc

Metro Bank Holdings Plc

Why is Lloyds Banking Group Plc ?

Unrated Stock - No Analysis Available

Real-Time Research Report

Verdict Report

No Data Found

Is Lloyds Banking Group Plc for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

Lloyds Banking Group Plc

39.24%

1.52

27.98%

FTSE 100

17.87%

1.52

11.77%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-100.00%

EBIT Growth (5y)

16.83%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

51.99%

Pledged Shares

Institutional Holding

0.00%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.29

EV to EBIT

17.66

EV to EBITDA

17.66

EV to Capital Employed

1.12

EV to Sales

PEG Ratio

0.58

Dividend Yield

376.62%

ROCE (Latest)

6.35%

ROE (Latest)

9.58%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

Mildly Bearish

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

10What is working for the Company

NII(Q)

Highest at GBP 3,483 MM

CREDIT DEPOSIT RATIO(HY)

Highest at 98.66%

OPERATING PROFIT(Q)

Highest at GBP 2,025 MM

PRE-TAX PROFIT(Q)

Highest at GBP 2,025 MM

NET PROFIT(Q)

Highest at GBP 1,413 MM

EPS(Q)

Highest at GBP 0.02

0What is not working for the Company

NO KEY NEGATIVE TRIGGERS

Here's what is working for Lloyds Banking Group Plc

NII

Highest at GBP 3,483 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Operating Profit

Highest at GBP 2,025 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (GBP MM)

Pre-Tax Profit

Highest at GBP 2,025 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (GBP MM)

Net Profit

Highest at GBP 1,413 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (GBP MM)

EPS

Highest at GBP 0.02

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (GBP)

Credit Deposit Ratio

Highest at 98.66%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Here's what is not working for Lloyds Banking Group Plc

Capital Adequacy Ratio

Lowest at 15.5%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is deteriorating.

CAR (%)