loanDepot, Inc. () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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loanDepot, Inc.

Why is loanDepot, Inc. ?

Weak Long Term Fundamental Strength with a -45.67% CAGR growth in Operating Profits

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of 30.52%, its profits have risen by 15.3%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is loanDepot, Inc. for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

loanDepot, Inc.

-15.56%

0.45

88.98%

S&P 500

22.24%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-23.27%

EBIT Growth (5y)

-37.49%

EBIT to Interest (avg)

2.20

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

15.92%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

30.93%

ROCE (avg)

ROE (avg)

26.79%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

2.50

EV to EBIT

0.87

EV to EBITDA

0.74

EV to Capital Employed

-1.11

EV to Sales

0.16

PEG Ratio

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

-26.71%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Bullish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company

NET SALES(HY)

At USD 638.24 MM has Grown at 27.63%

NET PROFIT(HY)

Higher at USD -59.97 MM

-16What is not working for the Company

ROCE(HY)

Lowest at -33.59%

INTEREST COVERAGE RATIO(Q)

Lowest at 46.54

RAW MATERIAL COST(Y)

Grown by 6.53% (YoY

CASH AND EQV(HY)

Lowest at USD 758.21 MM

DEBT-EQUITY RATIO (HY)

Highest at 2,357.58 %

PRE-TAX PROFIT(Q)

Lowest at USD -55.11 MM

NET PROFIT(Q)

Lowest at USD -37.49 MM

EPS(Q)

Lowest at USD -0.16

Here's what is working for loanDepot, Inc.

Net Sales

At USD 638.24 MM has Grown at 27.63%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Here's what is not working for loanDepot, Inc.

Pre-Tax Profit

At USD -55.11 MM has Fallen at -82.9%

over average net sales of the previous four periods of USD -30.13 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Profit

At USD -37.49 MM has Fallen at -139.36%

over average net sales of the previous four periods of USD -15.66 MM

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (USD MM)

Interest Coverage Ratio

Lowest at 46.54

in the last five periods

MOJO Watch

The company's ability to manage interest payments is deteriorating

Operating Profit to Interest

Pre-Tax Profit

Lowest at USD -55.11 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (USD MM)

Net Profit

Lowest at USD -37.49 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (USD MM)

EPS

Lowest at USD -0.16

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (USD)

Cash and Eqv

Lowest at USD 758.21 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Debt-Equity Ratio

Highest at 2,357.58 %

in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Raw Material Cost

Grown by 6.53% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales