ScoreComparison
Why is LOLC Holdings Plc ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 25.38%
- INTEREST COVERAGE RATIO(Q) Lowest at 97.34
- INVENTORY TURNOVER RATIO(HY) Lowest at 7.31%
- INTEREST(Q) Highest at LKR 17,199.96 MM
2
With ROE of 20.86%, it has a very attractive valuation with a 0.76 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 2.33%, its profits have risen by 29.1% ; the PEG ratio of the company is 0.1
3
Underperformed the market in the last 1 year
- The stock has generated a return of 2.33% in the last 1 year, much lower than market (Sri Lanka CSE All Share) returns of 61.92%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to LOLC Holdings Plc should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is LOLC Holdings Plc for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
LOLC Holdings Plc
5.28%
0.58
29.21%
Sri Lanka CSE All Share
60.36%
3.56
17.37%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
21.87%
EBIT Growth (5y)
5.73%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
3.69%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
64.72%
ROE (avg)
25.38%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
0.76
EV to EBIT
3.13
EV to EBITDA
2.34
EV to Capital Employed
0.62
EV to Sales
0.39
PEG Ratio
0.13
Dividend Yield
NA
ROCE (Latest)
19.97%
ROE (Latest)
20.86%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend2What is working for the Company
RAW MATERIAL COST(Y)
Fallen by -52.76% (YoY
NET PROFIT(9M)
Higher at LKR 65,394.73 MM
-10What is not working for the Company
INTEREST COVERAGE RATIO(Q)
Lowest at 97.34
INVENTORY TURNOVER RATIO(HY)
Lowest at 7.31%
INTEREST(Q)
Highest at LKR 17,199.96 MM
Here's what is working for LOLC Holdings Plc
Net Profit
Higher at LKR 65,394.73 MM
than preceding 12 month period ended Mar 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (LKR MM)
Raw Material Cost
Fallen by -52.76% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at LKR 5,528.8 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (LKR MM)
Depreciation
At LKR 5,528.8 MM has Grown at 73.77%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (LKR MM)
Here's what is not working for LOLC Holdings Plc
Interest
At LKR 17,199.96 MM has Grown at inf%
period on period (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (LKR MM)
Interest Coverage Ratio
Lowest at 97.34
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Interest
Highest at LKR 17,199.96 MM
in the last five periods and Increased by inf% (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (LKR MM)
Inventory Turnover Ratio
Lowest at 7.31%
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling inventory has slowed
Inventory Turnover Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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