Luzerner Kantonalbank AG

  • Market Cap: N/A
  • Industry: Regional Banks
  • ISIN: CH1252930610
CHF
89.60
1.5 (1.7%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison
Company
Score
Quality
Valuation
Financial
Technical
Thurgauer Kantonalbank
Valiant Holding AG
Glarner Kantonalbank AG
Luzerner Kantonalbank AG
Banque Cantonale Vaudoise
St. Galler Kantonalbank AG
Walliser Kantonalbank
Zuger Kantonalbank AG
Cembra Money Bank AG
Hypothekarbank Lenzburg AG
Why is Luzerner Kantonalbank AG ?
1
The company has declared negative results in Mar'2024 after 6 consecutive positive quarters
  • DPR(Y) Lowest at 46.51 %
  • PBDIT(Q) Lowest at CHF -6 MM.
  • OPERATING PROFIT TO NET SALES (Q) Lowest at -2.39%
2
With ROA of 0.46%, it has a Expensive valuation with a 1.16 Price to Book Value
  • The stock is trading at a discount compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 38.38%, its profits have risen by 8% ; the PEG ratio of the company is 1.7
stock-recommendationReal-Time Research Report
Verdict Report
How much should you sell?
  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Luzerner Kantonalbank AG for you?

Low Risk, Low Return

Absolute
Risk Adjusted
Volatility
Luzerner Kantonalbank AG
39.35%
-6.20
13.43%
Switzerland SMI
11.48%
0.63
15.85%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
17.00%
EBIT Growth (5y)
3.74%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
44.75%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
1.16
EV to EBIT
78.88
EV to EBITDA
71.07
EV to Capital Employed
1.03
EV to Sales
20.54
PEG Ratio
1.72
Dividend Yield
NA
ROCE (Latest)
1.30%
ROE (Latest)
8.47%
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

Icon
Not enough Data to analyse Financial Trend
Icon
Not enough Data to analyse Financial Trend
Here's what is working for Luzerner Kantonalbank AG
Interest Earned - Quarterly
Highest at CHF 268 MM and Grown
in each of the last 5 periods
MOJO Watch
Near term sales trend is very positive

Interest Earned (CHF MM)

Gross NPA - Quarterly
Lowest at 0.00 %
in the last five periods
MOJO Watch
Proportion of stressed loans given by the bank are falling

Gross NPA (%)

Operating Cash Flow - Annually
Highest at CHF 1,020.53 MM
in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (CHF MM)

Profit After Tax (PAT) - Quarterly
At CHF 46 MM has Grown at -30.6 %
over average PAT of the previous four periods of CHF 66 MM
MOJO Watch
Near term PAT trend is positive

PAT (CHF MM)

Here's what is not working for Luzerner Kantonalbank AG
Profit Before Tax less Other Income (PBT) - Quarterly
At CHF -6 MM has Fallen at -125.5 %
over average PBT of the previous four periods of CHF 24 MM
MOJO Watch
Near term PBT trend is very negative

PBT less Other Income (CHF MM)

Dividend Payout Ratio (DPR) - Annually
Lowest at 46.51 % and Fallen
each year in the last five years
MOJO Watch
Company is distributing lower proportion of profits generated as dividend

DPR (%)

Operating Profit (PBDIT) - Quarterly
Lowest at CHF -6 MM.
in the last five periods
MOJO Watch
Near term Operating Profit trend is negative

Operating Profit (CHF MM)

Operating Profit Margin - Quarterly
Lowest at -2.39%
in the last five quarters
MOJO Watch
Company's efficiency has deteriorated

Operating Profit to Sales (CHF MM)

Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at CHF -6 MM.
in the last five periods
MOJO Watch
Near term PBT trend is negative

PBT less Other Income (CHF MM)

Profit After Tax (PAT) - Quarterly
Lowest at CHF 46 MM.
in the last five periods
MOJO Watch
Near term PAT trend is negative

PAT (CHF MM)

Non Operating Income - Quarterly
Highest at CHF 58 MM
in the last five periods
MOJO Watch
Increased income from non business activities may not be sustainable

Non Operating Income (CHF MM)