Magyar Bancorp, Inc. (MGYR) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Magyar Bancorp, Inc.

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Why is Magyar Bancorp, Inc. ?

High Profitability with a Net Interest Margin of 8.18%

Healthy long term growth as Net profit has grown by an annual rate of 29.48%

With a growth in Interest of NAN%, the company declared Very Positive results in Mar 26

The company has declared positive results for the last 5 consecutive quarters
NII(Q) Highest at USD 9.23 MM
OPERATING CASH FLOW(Y) Highest at USD 11.72 MM
ROCE(HY) Highest at 1.07%

With ROA of 0.67%, it has a fair valuation with a 0.95 Price to Book Value

Over the past year, while the stock has generated a return of 12.66%, its profits have risen by 31.5% ; the PEG ratio of the company is 0.3

High Institutional Holdings at 31.91%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Underperformed the market in the last 1 year

The stock has generated a return of 12.66% in the last 1 year, much lower than market (S&P 500) returns of 25.41%

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Magyar Bancorp, Inc. should be less than 10%
Overall Portfolio exposure to Savings Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Magyar Bancorp, Inc. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

Magyar Bancorp, Inc.

12.66%

2.96

22.05%

S&P 500

25.41%

1.92

13.25%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

15.72%

EBIT Growth (5y)

25.90%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

15.98%

Pledged Shares

Institutional Holding

31.91%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.95

EV to EBIT

8.86

EV to EBITDA

8.33

EV to Capital Employed

0.96

EV to Sales

2.25

PEG Ratio

0.33

Dividend Yield

0.45%

ROCE (Latest)

10.78%

ROE (Latest)

8.88%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

14What is working for the Company

NII(Q)

Highest at USD 9.23 MM

OPERATING CASH FLOW(Y)

Highest at USD 11.72 MM

ROCE(HY)

Highest at 1.07%

NET SALES(Q)

Highest at USD 14.95 MM

DIVIDEND PAYOUT RATIO(Y)

Highest at 20.77%

CASH AND EQV(HY)

Highest at USD 19.12 MM

DIVIDEND PER SHARE(HY)

Highest at USD 0

-2What is not working for the Company

ROCE(HY)

Lowest at 1.07%

Here's what is working for Magyar Bancorp, Inc.

NII

Highest at USD 9.23 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Net Sales

Highest at USD 14.95 MM and Grown

In each period in the last five periods

MOJO Watch

Near term sales trend is very positive

Net Sales (USD MM)

Operating Cash Flow

Highest at USD 11.72 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (USD MM)

Cash and Eqv

Highest at USD 19.12 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Dividend per share

Highest at USD 0

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Dividend Payout Ratio

Highest at 20.77%

in the last five years

MOJO Watch

Company is distributing higher proportion of profits generated as dividend

DPR (%)