ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is MainStreet Bancshares, Inc. ?
1
The company has declared Negative results for the last 4 consecutive quarters
- NET PROFIT(9M) At USD -9.23 MM has Grown at -183.35%
- OPERATING CASH FLOW(Y) Lowest at USD 12.56 MM
- CASH AND EQV(HY) Lowest at USD 39.28 MM
2
Risky - Negative EBITDA
- The stock is trading risky as compared to its average historical valuations
- Over the past year, while the stock has generated a return of 5.48%, its profits have fallen by -150.1%
3
High Institutional Holdings at 55.65%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to MainStreet Bancshares, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is MainStreet Bancshares, Inc. for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
MainStreet Bancshares, Inc.
7.1%
0.69
29.24%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
17.72%
EBIT Growth (5y)
-13.81%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
55.65%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.67
EV to EBIT
1.07
EV to EBITDA
2.71
EV to Capital Employed
-1.41
EV to Sales
-0.30
PEG Ratio
NA
Dividend Yield
1.50%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
-5.19%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend19What is working for the Company
NII(Q)
Highest at USD 18.79 MM
GROSS NPA (%)
(Q
OPERATING PROFIT(Q)
Highest at USD 5.48 MM
OPERATING PROFIT MARGIN(Q)
Highest at 15.99 %
PRE-TAX PROFIT(Q)
Highest at USD 5.59 MM
NET PROFIT(Q)
Highest at USD 4.53 MM
EPS(Q)
Highest at USD 0.53
-8What is not working for the Company
NET PROFIT(9M)
At USD -9.23 MM has Grown at -183.35%
OPERATING CASH FLOW(Y)
Lowest at USD 12.56 MM
CASH AND EQV(HY)
Lowest at USD 39.28 MM
Here's what is working for MainStreet Bancshares, Inc.
Pre-Tax Profit
At USD 5.59 MM has Grown at 249.34%
over average net sales of the previous four periods of USD -3.74 MMMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 4.53 MM has Grown at 266.75%
over average net sales of the previous four periods of USD -2.72 MMMOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
NII
Highest at USD 18.79 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Non Performing Loans (%)
Lowest at 0.4%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Operating Profit
Highest at USD 5.48 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 15.99 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 5.59 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 4.53 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.53
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Here's what is not working for MainStreet Bancshares, Inc.
Operating Cash Flow
Lowest at USD 12.56 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Cash and Eqv
Lowest at USD 39.28 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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