ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is MainStreet Bancshares, Inc. ?
1
The company has declared Negative results for the last 4 consecutive quarters
- OPERATING CASH FLOW(Y) Lowest at USD 8.23 MM
- GROSS NPA (%)(Q) Highest at 1.69%
- CASH AND EQV(HY) Lowest at USD 49.12 MM
2
With ROA of 0.48%, it has a attractive valuation with a 0.73 Price to Book Value
- Over the past year, while the stock has generated a return of 26.67%, its profits have risen by 58% ; the PEG ratio of the company is 0.2
3
Reducing Promoter Confidence
- Promoters have decreased their stake in the company by -1.12% over the previous quarter and currently hold 7.44% of the company
- Promoters decreasing their stake may signify reduced confidence in the future of the business
4
Market Beating Performance
- The stock has generated a return of 26.67% in the last 1 year, much higher than market (S&P 500) returns of 13.68%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to MainStreet Bancshares, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is MainStreet Bancshares, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
MainStreet Bancshares, Inc.
27.08%
1.23
28.99%
S&P 500
13.68%
0.71
19.28%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
16.22%
EBIT Growth (5y)
-5.39%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
22.75%
Pledged Shares
0
Institutional Holding
67.06%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
0.73
EV to EBIT
3.99
EV to EBITDA
3.21
EV to Capital Employed
0.51
EV to Sales
0.46
PEG Ratio
0.19
Dividend Yield
1.31%
ROCE (Latest)
12.75%
ROE (Latest)
7.04%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
NET PROFIT(HY)
At USD 8.45 MM has Grown at 121.24%
DIVIDEND PAYOUT RATIO(Y)
Highest at 21.53%
PRE-TAX PROFIT(Q)
At USD 4.89 MM has Grown at 54.47%
-7What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 8.23 MM
GROSS NPA (%)
(Q
CASH AND EQV(HY)
Lowest at USD 49.12 MM
NET SALES(Q)
Lowest at USD 31.87 MM
Here's what is working for MainStreet Bancshares, Inc.
Net Profit
At USD 8.45 MM has Grown at 121.24%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Pre-Tax Profit
At USD 4.89 MM has Grown at 54.47%
over average net sales of the previous four periods of USD 3.17 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Dividend Payout Ratio
Highest at 21.53%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for MainStreet Bancshares, Inc.
Operating Cash Flow
Lowest at USD 8.23 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Non Performing Loans (%)
Highest at 1.69%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Net Sales
Lowest at USD 31.87 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (USD MM)
Cash and Eqv
Lowest at USD 49.12 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
