ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is MainStreet Bancshares, Inc. ?
1
Positive results in Jun 26
- OPERATING CASH FLOW(Y) Highest at USD 23.71 MM
- OPERATING PROFIT(Q) Highest at USD 6.03 MM
- OPERATING PROFIT MARGIN(Q) Highest at 18.78 %
2
With ROA of 0.40%, it has a attractive valuation with a 0.74 Price to Book Value
- Over the past year, while the stock has generated a return of 17.82%, its profits have risen by 58% ; the PEG ratio of the company is 0.2
3
Rising Promoter Confidence
- Promoters have increased their stake in the company by 1.73% over the previous quarter and currently hold 7.46% of the company
- Promoters increasing their stake is a sign of high confidence in the future of the business
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to MainStreet Bancshares, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is MainStreet Bancshares, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
MainStreet Bancshares, Inc.
17.82%
2.10
25.59%
S&P 500
16.06%
1.22
13.16%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
16.22%
EBIT Growth (5y)
-6.69%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
22.75%
Pledged Shares
0
Institutional Holding
72.65%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
0.73
EV to EBIT
1.92
EV to EBITDA
1.41
EV to Capital Employed
0.31
EV to Sales
0.20
PEG Ratio
0.19
Dividend Yield
1.31%
ROCE (Latest)
16.42%
ROE (Latest)
7.04%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 23.71 MM
OPERATING PROFIT(Q)
Highest at USD 6.03 MM
OPERATING PROFIT MARGIN(Q)
Highest at 18.78 %
PRE-TAX PROFIT(Q)
Highest at USD 6.03 MM
NET PROFIT(Q)
Highest at USD 4.67 MM
EPS(Q)
Highest at USD 0.58
-3What is not working for the Company
GROSS NPA (%)
(Q
Here's what is working for MainStreet Bancshares, Inc.
Operating Cash Flow
Highest at USD 23.71 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Operating Profit
Highest at USD 6.03 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 18.78 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 6.03 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 4.67 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.58
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Here's what is not working for MainStreet Bancshares, Inc.
Non Performing Loans (%)
Highest at 3.15% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
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