MainStreet Bancshares, Inc. (MNSB) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Chemung Financial Corp.

Virginia National Bankshares Corp.

BCB Bancorp, Inc.

C&F Financial Corp.

MainStreet Bancshares, Inc.

Codorus Valley Bancorp, Inc.

California BanCorp

Why is MainStreet Bancshares, Inc. ?

Reducing Promoter Confidence

Promoters have decreased their stake in the company by -1.71% over the previous quarter and currently hold 5.73% of the company
Promoters decreasing their stake may signify reduced confidence in the future of the business

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is MainStreet Bancshares, Inc. for you?

Medium Risk, High Return

Absolute

Risk Adjusted

Volatility

MainStreet Bancshares, Inc.

32.65%

1.99

26.56%

S&P 500

20.78%

1.56

13.28%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

16.22%

EBIT Growth (5y)

-6.69%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

22.75%

Pledged Shares

Institutional Holding

72.65%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.73

EV to EBIT

1.92

EV to EBITDA

1.41

EV to Capital Employed

0.31

EV to Sales

0.20

PEG Ratio

0.19

Dividend Yield

1.31%

ROCE (Latest)

16.42%

ROE (Latest)

7.04%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company

NET PROFIT(9M)

Higher at USD 12.55 MM

OPERATING PROFIT MARGIN(Q)

Highest at 17.16 %

-4What is not working for the Company

GROSS NPA (%)

CASH AND EQV(HY)

Lowest at USD 58.22 MM

NET SALES(Q)

Lowest at USD 31.22 MM

Here's what is working for MainStreet Bancshares, Inc.

Net Profit

At USD 12.55 MM has Grown at 101.59%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (USD MM)

Operating Profit Margin

Highest at 17.16 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Net Profit

Higher at USD 12.55 MM

than preceding 12 month period ended Mar 2026

MOJO Watch

In the nine month period the company has already crossed sales of the previous twelve months

Net Profit (USD MM)

Here's what is not working for MainStreet Bancshares, Inc.

Non Performing Loans (%)

Highest at 2.87%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

Net Sales

Lowest at USD 31.22 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (USD MM)

Cash and Eqv

Lowest at USD 58.22 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents