Malath Cooperative Insurance Co. (8020) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Malath Cooperative Insurance Co.

Why is Malath Cooperative Insurance Co. ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.60%

Poor long term growth as Net Sales has grown by an annual rate of 14.09% and Operating profit at 0%
The company has been able to generate a Return on Equity (avg) of 3.60% signifying low profitability per unit of shareholders funds

Poor long term growth as Net Sales has grown by an annual rate of 14.09% and Operating profit at 0%

Flat results in Mar 26

NET PROFIT(9M) At SAR 2.72 MM has Grown at -89.19%
OPERATING CASH FLOW(Y) Lowest at SAR -328.9 MM
NET SALES(Q) Lowest at SAR 306.69 MM

With ROE of 3.30%, it has a fair valuation with a 0.92 Price to Book Value

Over the past year, while the stock has generated a return of -34.46%, its profits have fallen by -43.2%

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -34.46% returns in the last 1 year, the stock has also underperformed Saudi Arabia All Share TASI in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Malath Cooperative Insurance Co. for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

Malath Cooperative Insurance Co.

-100.0%

-1.77

28.64%

Saudi Arabia All Share TASI

-0.13%

-0.01

13.67%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

14.09%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

24.29%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

3.60%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.92

EV to EBIT

EV to EBITDA

-101.90

EV to Capital Employed

1.23

EV to Sales

-0.13

PEG Ratio

Dividend Yield

ROCE (Latest)

ROE (Latest)

3.30%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

Mildly Bearish

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

4What is working for the Company

PRE-TAX PROFIT(Q)

At SAR 5.55 MM has Grown at 169.19%

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

DEBT-EQUITY RATIO (HY)

Lowest at -49.79 %

-8What is not working for the Company

NET PROFIT(9M)

At SAR 2.72 MM has Grown at -89.19%

OPERATING CASH FLOW(Y)

Lowest at SAR -328.9 MM

NET SALES(Q)

Lowest at SAR 306.69 MM

Here's what is working for Malath Cooperative Insurance Co.

Pre-Tax Profit

At SAR 5.55 MM has Grown at 169.19%

over average net sales of the previous four periods of SAR 2.06 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (SAR MM)

Debt-Equity Ratio

Lowest at -49.79 %

in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Malath Cooperative Insurance Co.

Net Profit

At SAR 2.72 MM has Grown at -89.19%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (SAR MM)

Net Sales

At SAR 306.69 MM has Fallen at -18.97%

over average net sales of the previous four periods of SAR 378.48 MM

MOJO Watch

Near term sales trend is very negative

Net Sales (SAR MM)

Operating Cash Flow

Lowest at SAR -328.9 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (SAR MM)

Net Sales

Lowest at SAR 306.69 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (SAR MM)