ScoreWhy is Malath Cooperative Insurance Co. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.60%
- Poor long term growth as Net Sales has grown by an annual rate of 14.20% and Operating profit at 0%
- The company has been able to generate a Return on Equity (avg) of 3.60% signifying low profitability per unit of shareholders funds
2
Poor long term growth as Net Sales has grown by an annual rate of 14.20% and Operating profit at 0%
3
Below par performance in long term as well as near term
- Along with generating -38.57% returns in the last 1 year, the stock has also underperformed Saudi Arabia All Share TASI in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Malath Cooperative Insurance Co. for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Malath Cooperative Insurance Co.
-38.98%
-1.62
29.87%
Saudi Arabia All Share TASI
-12.63%
-0.89
14.47%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
14.20%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
24.29%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
3.60%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
20
Industry P/E
Price to Book Value
1.43
EV to EBIT
NA
EV to EBITDA
-64.29
EV to Capital Employed
0.44
EV to Sales
-0.11
PEG Ratio
0.02
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
7.06%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
OPERATING CASH FLOW(Y)
Highest at SAR 397.41 MM
NET SALES(Q)
Highest at SAR 383.3 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET PROFIT(9M)
Higher at SAR 26.3 MM
DEBT-EQUITY RATIO
(HY)
Lowest at -59.27 %
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Malath Cooperative Insurance Co.
Operating Cash Flow
Highest at SAR 397.41 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (SAR MM)
Net Sales
Highest at SAR 383.3 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (SAR MM)
Net Sales
At SAR 383.3 MM has Grown at 24.65%
over average net sales of the previous four periods of SAR 307.49 MMMOJO Watch
Near term sales trend is positive
Net Sales (SAR MM)
Debt-Equity Ratio
Lowest at -59.27 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Net Profit
Higher at SAR 26.3 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (SAR MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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