ScoreWhy is Manappuram Finance Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 14.95%
2
Poor long term growth as Operating profit has grown by an annual rate of -2.30%
3
Flat results in Dec 25
- PAT(Latest six months) At Rs 460.94 cr has Grown at -45.94%
- CASH AND CASH EQUIVALENTS(HY) Lowest at Rs 2,509.16 cr
4
With ROE of 3.5, it has a Very Expensive valuation with a 1.8 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 35.66%, its profits have fallen by -79.3%
5
High Institutional Holdings at 39.91%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 0.58% over the previous quarter.
6
Consistent Returns over the last 3 years
- Along with generating 35.66% returns in the last 1 year, the stock has outperformed BSE500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Manappuram Fin. should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Manappuram Fin. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Manappuram Fin.
35.53%
1.08
33.03%
Sensex
5.16%
0.46
11.21%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
56
Industry P/E
22
Price to Book Value
1.80
EV to EBIT
14.70
EV to EBITDA
13.68
EV to Capital Employed
1.21
EV to Sales
6.37
PEG Ratio
NA
Dividend Yield
0.74%
ROCE (Latest)
8.34%
ROE (Latest)
3.53%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Bullish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
PBT LESS OI(Q)
At Rs 297.10 cr has Grown at 122.6% (vs previous 4Q average
PAT(Q)
At Rs 241.06 cr has Grown at 114.7% (vs previous 4Q average
-7What is not working for the Company
PAT(Latest six months)
At Rs 460.94 cr has Grown at -45.94%
CASH AND CASH EQUIVALENTS(HY)
Lowest at Rs 2,509.16 cr
Loading Valuation Snapshot...
Here's what is working for Manappuram Fin.
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 297.10 cr has Grown at 122.6% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 133.45 CrMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 241.06 cr has Grown at 114.7% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 112.29 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Here's what is not working for Manappuram Fin.
Cash and Cash Equivalents - Half Yearly
Lowest at Rs 2,509.16 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Non Operating Income - Quarterly
Highest at Rs 5.75 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income
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