Mebuki Financial Group, Inc. (7167) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Sumitomo Mitsui Financial Group, Inc.

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Mitsubishi UFJ Financial Group, Inc.

The 77 Bank, Ltd.

Seven Bank Ltd.

Mizuho Financial Group, Inc.

Sumitomo Mitsui Trust Holdings, Inc.

Mebuki Financial Group, Inc.

Fukuoka Financial Group, Inc.

Kyushu Financial Group, Inc.

Why is Mebuki Financial Group, Inc. ?

Positive results in Jun 26

NET SALES(HY) At JPY 153,756 MM has Grown at 21.84%
ROCE(HY) Highest at 0.44%
CREDIT DEPOSIT RATIO(HY) Highest at 77.5%

With ROA of 0.23%, it has a attractive valuation with a 1.24 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 87.32%, its profits have risen by 45% ; the PEG ratio of the company is 0.3

Consistent Returns over the last 3 years

Along with generating 87.32% returns in the last 1 year, the stock has outperformed Japan Nikkei 225 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Mebuki Financial Group, Inc. should be less than 10%
Overall Portfolio exposure to Major Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Mebuki Financial Group, Inc. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

Mebuki Financial Group, Inc.

82.87%

4.80

31.46%

Japan Nikkei 225

59.79%

2.06

29.57%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

13.20%

EBIT Growth (5y)

19.04%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

31.45%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.24

EV to EBIT

4.59

EV to EBITDA

4.25

EV to Capital Employed

2.16

EV to Sales

1.67

PEG Ratio

0.31

Dividend Yield

ROCE (Latest)

47.11%

ROE (Latest)

7.81%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Bullish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

17What is working for the Company

NET SALES(HY)

At JPY 153,756 MM has Grown at 21.84%

ROCE(HY)

Highest at 0.44%

CREDIT DEPOSIT RATIO(HY)

Highest at 77.5%

PRE-TAX PROFIT(Q)

Highest at JPY 49,768 MM

NET PROFIT(Q)

Highest at JPY 34,505.69 MM

EPS(Q)

Highest at JPY 36.75

-7What is not working for the Company

INTEREST(9M)

At JPY 68,560 MM has Grown at 26.36%

ROCE(HY)

Lowest at 0.44%

CASH AND EQV(HY)

Lowest at JPY 5,652,404 MM

Here's what is working for Mebuki Financial Group, Inc.

Net Sales

At JPY 153,756 MM has Grown at 21.84%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Pre-Tax Profit

Highest at JPY 49,768 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Pre-Tax Profit

At JPY 49,768 MM has Grown at 67.97%

over average net sales of the previous four periods of JPY 29,629.75 MM

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

Net Profit

Highest at JPY 34,505.69 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JPY MM)

Net Profit

At JPY 34,505.69 MM has Grown at 63.31%

over average net sales of the previous four periods of JPY 21,128.48 MM

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JPY MM)

EPS

Highest at JPY 36.75

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (JPY)

Credit Deposit Ratio

Highest at 77.5%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Here's what is not working for Mebuki Financial Group, Inc.

Interest

At JPY 68,560 MM has Grown at 26.36%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Cash and Eqv

Lowest at JPY 5,652,404 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Non Operating Income

Highest at JPY 0.58 MM

in the last five periods

MOJO Watch

Increased income from non business activities may not be sustainable

Non Operating income