ScoreWhy is Mechanics Bancorp ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Mar 26
- The company has declared positive results for the last 2 consecutive quarters
- NET PROFIT(HY) Higher at USD 130.15 MM
- ROCE(HY) Highest at 1.5%
- NET SALES(Q) At USD 241.94 MM has Grown at 35.04%
2
With ROA of 0.27%, it has a fair valuation with a 1.16 Price to Book Value
- Over the past year, while the stock has generated a return of 24.89%, its profits have risen by 31.6%
3
Increasing Participation by Institutional Investors
- Institutional investors have increased their stake by 2.73% over the previous quarter and collectively hold 16.08% of the company
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors
4
Consistent Returns over the last 3 years
- Along with generating 24.89% returns in the last 1 year, the stock has outperformed S&P 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Mechanics Bancorp should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
20.07%
EBIT Growth (5y)
-5.40%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
17.29%
Pledged Shares
0
Institutional Holding
16.08%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
32
Industry P/E
Price to Book Value
1.16
EV to EBIT
27.22
EV to EBITDA
21.53
EV to Capital Employed
1.24
EV to Sales
3.81
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
4.55%
ROE (Latest)
3.58%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend17What is working for the Company
NET PROFIT(HY)
Higher at USD 130.15 MM
ROCE(HY)
Highest at 1.5%
NET SALES(Q)
At USD 241.94 MM has Grown at 35.04%
DIVIDEND PAYOUT RATIO(Y)
Highest at 210.75%
CASH AND EQV(HY)
Highest at USD 1,513.49 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
PRE-TAX PROFIT(Q)
At USD 66.67 MM has Grown at 49.81%
-5What is not working for the Company
INTEREST(9M)
At USD 195.78 MM has Grown at 26.53%
ROCE(HY)
Lowest at 1.5%
Here's what is working for Mechanics Bancorp
Net Sales
At USD 241.94 MM has Grown at 35.04%
over average net sales of the previous four periods of USD 179.16 MMMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Net Profit
Higher at USD 130.15 MM
than preceding 12 month period ended Mar 2026MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months
Net Profit (USD MM)
Pre-Tax Profit
At USD 66.67 MM has Grown at 49.81%
over average net sales of the previous four periods of USD 44.5 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Cash and Eqv
Highest at USD 1,513.49 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Dividend Payout Ratio
Highest at 210.75%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for Mechanics Bancorp
Interest
At USD 195.78 MM has Grown at 26.53%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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