Medallion Financial Corp. (MFIN) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

BlackRock Capital Investment Corp

Saratoga Investment Corp.

Medallion Financial Corp.

Stellus Capital Investment Corp.

First Western Financial, Inc.

WhiteHorse Finance, Inc.

Bridge Investment Group Holdings, Inc.

Monroe Capital Corp.

Oxford Square Capital Corp.

Portman Ridge Finance Corp.

Sculptor Capital Management, Inc.

Why is Medallion Financial Corp. ?

Strong Long Term Fundamental Strength with a 21.91% CAGR growth in Operating Profits

Healthy long term growth as Net Sales has grown by an annual rate of 15.60% and Operating profit at 21.91%

Flat results in Jun 25

OPERATING CASH FLOW(Y) Lowest at USD 81.15 MM

With ROE of 10.55%, it has a attractive valuation with a 0.66 Price to Book Value

Over the past year, while the stock has generated a return of 3.38%, its profits have fallen by -21%
At the current price, the company has a high dividend yield of 408.5

High Institutional Holdings at 36.13%

These investors have better capability and resources to analyse fundamentals of companies than most retail investors.

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Medallion Financial Corp. should be less than 10%
Overall Portfolio exposure to Capital Markets should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Medallion Financial Corp. for you?

Medium Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Medallion Financial Corp.

4.16%

0.54

33.46%

S&P 500

13.22%

0.61

20.17%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

15.60%

EBIT Growth (5y)

21.91%

EBIT to Interest (avg)

8.35

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

32.73%

Dividend Payout Ratio

26.98%

Pledged Shares

Institutional Holding

36.13%

ROCE (avg)

75.36%

ROE (avg)

12.39%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.66

EV to EBIT

0.55

EV to EBITDA

0.54

EV to Capital Employed

0.42

EV to Sales

0.29

PEG Ratio

Dividend Yield

408.45%

ROCE (Latest)

75.96%

ROE (Latest)

10.55%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bearish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

6What is working for the Company

RAW MATERIAL COST(Y)

Fallen by -1.21% (YoY

DEBT-EQUITY RATIO (HY)

Lowest at 551.4 %

DEBTORS TURNOVER RATIO(HY)

Highest at 20.82 times

DIVIDEND PER SHARE(HY)

Highest at USD 20.82

PRE-TAX PROFIT(Q)

At USD 19.47 MM has Grown at 57.1%

NET PROFIT(Q)

At USD 11.07 MM has Grown at 55.88%

-3What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD 81.15 MM

Here's what is working for Medallion Financial Corp.

Pre-Tax Profit

At USD 19.47 MM has Grown at 57.1%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

At USD 11.07 MM has Grown at 55.88%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Debt-Equity Ratio

Lowest at 551.4 %

in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Debtors Turnover Ratio

Highest at 20.82 times

in the last five Semi-Annual periods

MOJO Watch

Company has been able to sell its Debtors faster

Debtors Turnover Ratio

Dividend per share

Highest at USD 20.82

in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Raw Material Cost

Fallen by -1.21% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Medallion Financial Corp.

Operating Cash Flow

Lowest at USD 81.15 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)