ScoreWhy is Mediobanca Banca di Credito Finanziario SpA ?
1
Weak Long Term Fundamental Strength with Tier 1 Capital Adeqacy Ratio of 634.60%
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 2.50%
2
Flat results in Dec 25
- CASH AND EQV(HY) Lowest at EUR 0 MM
- CREDIT DEPOSIT RATIO(HY) Lowest at 90.82%
3
With ROA of 0.60%, it has a Very Expensive valuation with a 1.88 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 42.84%, its profits have fallen by -28%
- At the current price, the company has a high dividend yield of 9651.3
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
14.40%
EBIT Growth (5y)
1.77%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
90.47%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
22
Industry P/E
Price to Book Value
1.88
EV to EBIT
125.54
EV to EBITDA
99.80
EV to Capital Employed
1.17
EV to Sales
18.09
PEG Ratio
NA
Dividend Yield
9651.29%
ROCE (Latest)
0.93%
ROE (Latest)
8.42%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at EUR 0
EPS(Q)
Highest at EUR 1.27
-2What is not working for the Company
CASH AND EQV(HY)
Lowest at EUR 0 MM
CREDIT DEPOSIT RATIO(HY)
Lowest at 90.82%
Here's what is working for Mediobanca Banca di Credito Finanziario SpA
EPS
Highest at EUR 1.27
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (EUR)
Dividend per share
Highest at EUR 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (EUR)
Here's what is not working for Mediobanca Banca di Credito Finanziario SpA
Cash and Eqv
Lowest at EUR 0 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Credit Deposit Ratio
Lowest at 90.82%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Capital Adequacy Ratio
Lowest at 15.1%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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