ScoreWhy is Mediobanca Banca di Credito Finanziario SpA ?
1
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 15.00%
2
With ROA of 1.18%, it has a Very Expensive valuation with a 1.22 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 16.70%, its profits have risen by 4% ; the PEG ratio of the company is 1.6
- At the current price, the company has a high dividend yield of 13928.9
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
15.90%
EBIT Growth (5y)
11.93%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
69.90%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
1.22
EV to EBIT
15.89
EV to EBITDA
15.89
EV to Capital Employed
1.12
EV to Sales
NA
PEG Ratio
1.62
Dividend Yield
13928.93%
ROCE (Latest)
7.07%
ROE (Latest)
11.88%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Sideways
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
OPERATING PROFIT(Q)
Highest at EUR 647.52 MM
PRE-TAX PROFIT(Q)
Highest at EUR 692.98 MM
NET PROFIT(Q)
Highest at EUR 670.36 MM
-5What is not working for the Company
DIVIDEND PAYOUT RATIO(Y)
Lowest at 0%
CASH AND EQV(HY)
Lowest at EUR 0 MM
DIVIDEND PER SHARE(HY)
Lowest at EUR 0
CREDIT DEPOSIT RATIO(HY)
Lowest at 87.69%
EPS(Q)
Lowest at EUR 0
Here's what is working for Mediobanca Banca di Credito Finanziario SpA
Operating Profit
Highest at EUR 647.52 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (EUR MM)
Pre-Tax Profit
Highest at EUR 692.98 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (EUR MM)
Net Profit
Highest at EUR 670.36 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (EUR MM)
Here's what is not working for Mediobanca Banca di Credito Finanziario SpA
EPS
Lowest at EUR 0
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (EUR)
Cash and Eqv
Lowest at EUR 0 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Dividend per share
Lowest at EUR 0
in the last five yearsMOJO Watch
Company is distributing lower dividend than previous years
DPS (EUR)
Credit Deposit Ratio
Lowest at 87.69%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Dividend Payout Ratio
Lowest at 0%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
Capital Adequacy Ratio
Lowest at 15.1%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
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