Mediterranean & Gulf Insurance & Reinsurance Co. (8030) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Mediterranean & Gulf Insurance & Reinsurance Co.

Why is Mediterranean & Gulf Insurance & Reinsurance Co. ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.24%

Poor long term growth as Net Sales has grown by an annual rate of 20.17% and Operating profit at 17.92%
The company has been able to generate a Return on Equity (avg) of 7.24% signifying low profitability per unit of shareholders funds

Poor long term growth as Net Sales has grown by an annual rate of 20.17% and Operating profit at 17.92%

Flat results in Sep 25

NET PROFIT(HY) At SAR 16.43 MM has Grown at -77.41%

With ROE of 6.03%, it has a expensive valuation with a 1.58 Price to Book Value

Over the past year, while the stock has generated a return of -43.80%, its profits have fallen by -63.1%

Underperformed the market in the last 1 year

Even though the market (Saudi Arabia All Share TASI) generated negative returns of -11.13% in the last 1 year, its fall in the stock was much higher with a return of -43.80%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Mediterranean & Gulf Insurance & Reinsurance Co. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Mediterranean & Gulf Insurance & Reinsurance Co.

-43.69%

-1.21

38.58%

Saudi Arabia All Share TASI

-11.13%

-0.71

15.65%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

20.17%

EBIT Growth (5y)

17.92%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

4.86%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

7.24%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.58

EV to EBIT

EV to EBITDA

31.21

EV to Capital Employed

3.86

EV to Sales

0.21

PEG Ratio

Dividend Yield

ROCE (Latest)

ROE (Latest)

6.03%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bullish

Bollinger Bands

Mildly Bullish

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

Mildly Bullish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

7What is working for the Company

OPERATING CASH FLOW(Y)

Highest at SAR 330.92 MM

NET SALES(Q)

Highest at SAR 1,044.29 MM

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

DEBT-EQUITY RATIO (HY)

Lowest at -98.9 %

-5What is not working for the Company

NET PROFIT(HY)

At SAR 16.43 MM has Grown at -77.41%

Here's what is working for Mediterranean & Gulf Insurance & Reinsurance Co.

Operating Cash Flow

Highest at SAR 330.92 MM and Grown

In each year in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (SAR MM)

Net Sales

Highest at SAR 1,044.29 MM and Grown

In each period in the last five periods

MOJO Watch

Near term sales trend is very positive

Net Sales (SAR MM)

Debt-Equity Ratio

Lowest at -98.9 %

in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Mediterranean & Gulf Insurance & Reinsurance Co.

Net Profit

At SAR 16.43 MM has Grown at -77.41%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (SAR MM)