ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Mercantile Bank Corp. ?
1
High Profitability with a Net Interest Margin of 8.33%
2
Positive results in Jun 25
- NII(Q) Highest at USD 49.48 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
- CASH AND EQV(HY) Highest at USD 169.22 MM
3
With ROA of 0.71%, it has a fair valuation with a 1.19 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -8.56%, its profits have fallen by -6.3%
4
High Institutional Holdings at 68.76%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 0.72% over the previous quarter.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Mercantile Bank Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Mercantile Bank Corp. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Mercantile Bank Corp.
-4.95%
0.99
29.43%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
16.19%
EBIT Growth (5y)
11.22%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
28.78%
Pledged Shares
0
Institutional Holding
68.76%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
1.19
EV to EBIT
11.92
EV to EBITDA
10.74
EV to Capital Employed
1.12
EV to Sales
3.15
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
9.44%
ROE (Latest)
12.75%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend12What is working for the Company
NII(Q)
Highest at USD 49.48 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
CASH AND EQV(HY)
Highest at USD 169.22 MM
OPERATING PROFIT(Q)
Highest at USD 25.96 MM
OPERATING PROFIT MARGIN(Q)
Highest at 31.68 %
PRE-TAX PROFIT(Q)
Highest at USD 25.96 MM
NET PROFIT(Q)
Highest at USD 22.62 MM
EPS(Q)
Highest at USD 1.39
-3What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 40.99 MM
Here's what is working for Mercantile Bank Corp.
NII
Highest at USD 49.48 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Operating Profit
Highest at USD 25.96 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 31.68 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 25.96 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 22.62 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 1.39
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Cash and Eqv
Highest at USD 169.22 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Mercantile Bank Corp.
Operating Cash Flow
Lowest at USD 40.99 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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