Merchants & Marine Bancorp, Inc.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US58843E1082
USD
47.80
8.91 (22.91%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Merchants & Marine Bancorp, Inc.

Why is Merchants & Marine Bancorp, Inc. ?

1
Negative results in Dec 25
  • INTEREST(9M) At USD 8.04 MM has Grown at 165.63%
  • NET PROFIT(HY) At USD 2.9 MM has Grown at -30.72%
  • DIVIDEND PAYOUT RATIO(Y) Lowest at 0%
2
Underperformed the market in the last 1 year
  • The stock has generated a return of 16.16% in the last 1 year, much lower than market (S&P 500) returns of 30.14%
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

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No Data Found
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
18.15%
EBIT Growth (5y)
1.63%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
0.39
EV to EBIT
35.34
EV to EBITDA
35.34
EV to Capital Employed
0.69
EV to Sales
3.80
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
1.94%
ROE (Latest)
3.27%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bearish
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

0What is working for the Company
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NO KEY POSITIVE TRIGGERS
-12What is not working for the Company
INTEREST(9M)

At USD 8.04 MM has Grown at 165.63%

NET PROFIT(HY)

At USD 2.9 MM has Grown at -30.72%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

DIVIDEND PER SHARE(HY)

Lowest at USD 0

CREDIT DEPOSIT RATIO(HY)

Lowest at 75.37%

Here's what is not working for Merchants & Marine Bancorp, Inc.

Interest
At USD 8.04 MM has Grown at 165.63%
over previous Semi-Annual period
MOJO Watch
Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Net Profit
At USD 2.9 MM has Grown at -30.72%
Year on Year (YoY)
MOJO Watch
Near term Net Profit trend is negative

Net Profit (USD MM)

Dividend per share
Lowest at USD 0
in the last five years
MOJO Watch
Company is distributing lower dividend than previous years

DPS (USD)

Credit Deposit Ratio
Lowest at 75.37%
in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)

Dividend Payout Ratio
Lowest at 0%
in the last five years
MOJO Watch
Company is distributing lower proportion of profits generated as dividend

DPR (%)