Why is Merchants & Marine Bancorp, Inc. ?
1
Negative results in Dec 25
- INTEREST(9M) At USD 8.04 MM has Grown at 165.63%
- NET PROFIT(HY) At USD 2.9 MM has Grown at -30.72%
- DIVIDEND PAYOUT RATIO(Y) Lowest at 0%
2
Underperformed the market in the last 1 year
- The stock has generated a return of 16.16% in the last 1 year, much lower than market (S&P 500) returns of 30.14%
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
No Data Found
Quality key factors
Factor
Value
Sales Growth (5y)
18.15%
EBIT Growth (5y)
1.63%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
0.39
EV to EBIT
35.34
EV to EBITDA
35.34
EV to Capital Employed
0.69
EV to Sales
3.80
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
1.94%
ROE (Latest)
3.27%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bearish
No Trend
Technical Movement
0What is working for the Company
NO KEY POSITIVE TRIGGERS
-12What is not working for the Company
INTEREST(9M)
At USD 8.04 MM has Grown at 165.63%
NET PROFIT(HY)
At USD 2.9 MM has Grown at -30.72%
DIVIDEND PAYOUT RATIO(Y)
Lowest at 0%
DIVIDEND PER SHARE(HY)
Lowest at USD 0
CREDIT DEPOSIT RATIO(HY)
Lowest at 75.37%
Here's what is not working for Merchants & Marine Bancorp, Inc.
Interest
At USD 8.04 MM has Grown at 165.63%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Net Profit
At USD 2.9 MM has Grown at -30.72%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
Dividend per share
Lowest at USD 0
in the last five yearsMOJO Watch
Company is distributing lower dividend than previous years
DPS (USD)
Credit Deposit Ratio
Lowest at 75.37%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Dividend Payout Ratio
Lowest at 0%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)






