ScoreWhy is Mercury General Corp. ?
1
Poor long term growth as Operating profit has grown by an annual rate of 0%
2
The company declared negative results in Mar'25 after positive results in Dec'24
- NET PROFIT(HY) At USD 58.15 MM has Grown at -57.26%
3
With ROE of 15.72%, it has a attractive valuation with a 1.99 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 24.97%, its profits have risen by 33% ; the PEG ratio of the company is 0.4
4
Market Beating performance in long term as well as near term
- Along with generating 24.97% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Mercury General Corp. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Mercury General Corp. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Mercury General Corp.
55.67%
1.77
39.28%
S&P 500
22.36%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
9.63%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
16.66%
Dividend Payout Ratio
13.00%
Pledged Shares
0
Institutional Holding
54.14%
ROCE (avg)
0
ROE (avg)
11.73%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
1.97
EV to EBIT
NA
EV to EBITDA
45.27
EV to Capital Employed
3.24
EV to Sales
0.57
PEG Ratio
0.56
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
22.38%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend18What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 1,327.61 MM
ROCE(HY)
Highest at 38.99%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at USD 1,681.77 MM
PRE-TAX PROFIT(Q)
At USD 327.33 MM has Grown at 58.32%
NET PROFIT(Q)
At USD 263.5 MM has Grown at 58.29%
-3What is not working for the Company
INTEREST(Q)
Highest at USD 7.91 MM
Here's what is working for Mercury General Corp.
Operating Cash Flow
Highest at USD 1,327.61 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 1,681.77 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Pre-Tax Profit
At USD 327.33 MM has Grown at 58.32%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 263.5 MM has Grown at 58.29%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Mercury General Corp.
Interest
At USD 7.91 MM has Grown at 16.02%
period on period (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
Interest
Highest at USD 7.91 MM
in the last five periods and Increased by 16.02% (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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