ScoreWhy is Mercury General Corp. ?
1
Poor long term growth as Operating profit has grown by an annual rate of 0%
2
The company declared negative results in Mar'25 after positive results in Dec'24
- NET PROFIT(HY) At USD 58.15 MM has Grown at -57.26%
3
With ROE of 15.72%, it has a attractive valuation with a 1.99 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 17.73%, its profits have risen by 33% ; the PEG ratio of the company is 0.4
4
Market Beating performance in long term as well as near term
- Along with generating 17.73% returns in the last 1 year, the stock has outperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Mercury General Corp. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Mercury General Corp. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Mercury General Corp.
16.32%
1.73
39.57%
S&P 500
13.22%
0.64
20.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
9.35%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
16.66%
Dividend Payout Ratio
15.03%
Pledged Shares
0
Institutional Holding
55.53%
ROCE (avg)
0
ROE (avg)
11.73%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
1.99
EV to EBIT
NA
EV to EBITDA
36.90
EV to Capital Employed
3.00
EV to Sales
0.48
PEG Ratio
0.38
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
15.72%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Bullish
No Trend
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 869.32 MM
DEBT-EQUITY RATIO
(HY)
Lowest at -27.02 %
PRE-TAX PROFIT(Q)
At USD 206.75 MM has Grown at 175.31%
NET PROFIT(Q)
At USD 166.47 MM has Grown at 166.07%
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
-8What is not working for the Company
NET PROFIT(HY)
At USD 58.15 MM has Grown at -57.26%
Here's what is working for Mercury General Corp.
Operating Cash Flow
Highest at USD 869.32 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Pre-Tax Profit
At USD 206.75 MM has Grown at 175.31%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (USD MM)
Net Profit
At USD 166.47 MM has Grown at 166.07%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (USD MM)
Debt-Equity Ratio
Lowest at -27.02 % and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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