ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Meridian Corp. (Pennsylvania) ?
1
High Profitability with a Net Interest Margin of 1.19%
2
Strong Long Term Fundamental Strength with a -3.75% CAGR growth in Net Profits
3
With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25
- NII(Q) Highest at USD 23.63 MM
- OPERATING CASH FLOW(Y) Highest at USD 30.48 MM
- ROCE(HY) Highest at 0.88%
4
With ROA of 0.78%, it has a expensive valuation with a 1.17 Price to Book Value
- Over the past year, while the stock has generated a return of 33.36%, its profits have risen by 33.6% ; the PEG ratio of the company is 0.4
5
Reducing Promoter Confidence
- Promoters have decreased their stake in the company by -1.44% over the previous quarter and currently hold 5.19% of the company
- Promoters decreasing their stake may signify reduced confidence in the future of the business
6
Market Beating Performance
- The stock has generated a return of 33.36% in the last 1 year, much higher than market (S&P 500) returns of 14.90%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Meridian Corp. (Pennsylvania) should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Meridian Corp. (Pennsylvania) for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Meridian Corp. (Pennsylvania)
33.36%
2.63
31.76%
S&P 500
14.9%
0.77
19.29%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
21.56%
EBIT Growth (5y)
-10.01%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
26.46%
Pledged Shares
0
Institutional Holding
67.82%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.17
EV to EBIT
11.30
EV to EBITDA
11.31
EV to Capital Employed
1.12
EV to Sales
1.93
PEG Ratio
0.35
Dividend Yield
1.86%
ROCE (Latest)
9.88%
ROE (Latest)
11.02%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend16What is working for the Company
NII(Q)
Highest at USD 23.63 MM
OPERATING CASH FLOW(Y)
Highest at USD 30.48 MM
ROCE(HY)
Highest at 0.88%
OPERATING PROFIT(Q)
Highest at USD 8.84 MM
OPERATING PROFIT MARGIN(Q)
Highest at 20.65 %
PRE-TAX PROFIT(Q)
Highest at USD 9.3 MM
NET PROFIT(Q)
Highest at USD 7.19 MM
EPS(Q)
Highest at USD 0.61
-2What is not working for the Company
ROCE(HY)
Lowest at 0.88%
Here's what is working for Meridian Corp. (Pennsylvania)
NII
Highest at USD 23.63 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at USD 30.48 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Operating Profit
Highest at USD 8.84 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 20.65 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 9.3 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 9.3 MM has Grown at 39.28%
over average net sales of the previous four periods of USD 6.68 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 7.19 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
At USD 7.19 MM has Grown at 41.94%
over average net sales of the previous four periods of USD 5.06 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.61
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
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