ScoreWhy is MERKUR PRIVATBANK KGaA ?
1
High Profitability with a Net Interest Margin of 15.81%
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net profit has grown by an annual rate of 49.43%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.32% signifying low profitability per unit of total assets
3
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%
- PAT(Q) At EUR 3 MM has Fallen at -16.8 %
- DPR(Y) Lowest at 0.00 %
- INTEREST EARNED(Q) Lowest at EUR 22 MM
4
With ROA of 0.30%, it has a Fair valuation with a 0.00 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 33.10%, its profits have risen by 2.6% ; the PEG ratio of the company is 4.9
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to MERKUR PRIVATBANK KGaA should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-100.00%
EBIT Growth (5y)
16.29%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
33.57%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
NA
EV to EBIT
12.59
EV to EBITDA
12.59
EV to Capital Employed
1.63
EV to Sales
NA
PEG Ratio
4.85
Dividend Yield
NA
ROCE (Latest)
12.95%
ROE (Latest)
NA
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial TrendNot enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for MERKUR PRIVATBANK KGaA
Profit After Tax (PAT) - Quarterly
At EUR 3 MM has Grown at -16.8 %
over average PAT of the previous four periods of EUR 3 MMMOJO Watch
Near term PAT trend is positive
PAT (EUR MM)
Cash and Cash Equivalents - Half Yearly
Highest at EUR 34.69 MM
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents (EUR MM)
Here's what is not working for MERKUR PRIVATBANK KGaA
Interest Earned - Quarterly
At EUR 22 MM has Fallen at -6.5 %
over average Interest Earned of the previous four periods of EUR 24 MMMOJO Watch
Near term sales trend is very negative
Interest Earned (EUR MM)
Profit After Tax (PAT) - Quarterly
At EUR 3 MM has Fallen at -16.8 %
over average PAT of the previous four periods of EUR 3 MMMOJO Watch
Near term PAT trend is very negative
PAT (EUR MM)
Interest Earned - Quarterly
Lowest at EUR 22 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Interest Earned (EUR MM)
Operating Profit (PBDIT) - Quarterly
Lowest at EUR -1 MM.
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (EUR MM)
Operating Profit Margin - Quarterly
Lowest at -3.41%
in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales (EUR MM)
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at EUR -1 MM.
in the last five periodsMOJO Watch
Near term PBT trend is negative
PBT less Other Income (EUR MM)
Dividend Payout Ratio (DPR) - Annually
Lowest at 0.00 %
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
Non Operating Income - Quarterly
Highest at EUR 8 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income (EUR MM)
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