ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Metropolitan Bank Holding Corp. ?
1
Flat results in Jun 25
- GROSS NPA (%)(Q) Highest at 0.6%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Metropolitan Bank Holding Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Metropolitan Bank Holding Corp. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Metropolitan Bank Holding Corp.
43.67%
3.00
35.14%
S&P 500
22.99%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
29.21%
EBIT Growth (5y)
8.15%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
4.53%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.10
EV to EBIT
8.83
EV to EBITDA
8.07
EV to Capital Employed
1.10
EV to Sales
1.59
PEG Ratio
0.72
Dividend Yield
20.37%
ROCE (Latest)
12.42%
ROE (Latest)
9.57%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend20What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 135.95 MM
NII(Q)
Highest at USD 85.91 MM
ROCE(HY)
Highest at 1.05%
DIVIDEND PAYOUT RATIO(Y)
Highest at 6.84%
DIVIDEND PER SHARE(HY)
Highest at USD 0
OPERATING PROFIT(Q)
Highest at USD 44.39 MM
OPERATING PROFIT MARGIN(Q)
Highest at 32.9 %
PRE-TAX PROFIT(Q)
Highest at USD 44.39 MM
NET PROFIT(Q)
Highest at USD 31.43 MM
EPS(Q)
Highest at USD 2.92
-3What is not working for the Company
ROCE(HY)
Lowest at 1.05%
CREDIT DEPOSIT RATIO(HY)
Lowest at 91.04%
Here's what is working for Metropolitan Bank Holding Corp.
NII
Highest at USD 85.91 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at USD 135.95 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Operating Profit
Highest at USD 44.39 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 32.9 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 44.39 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 44.39 MM has Grown at 90.01%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 31.43 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
At USD 31.43 MM has Grown at 92.16%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 2.92
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Dividend Payout Ratio
Highest at 6.84%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Depreciation
At USD 3.05 MM has Grown at inf%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (USD MM)
CASA
Highest at 13.4%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Metropolitan Bank Holding Corp.
Credit Deposit Ratio
Lowest at 91.04%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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