ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Mid Penn Bancorp, Inc. ?
1
High Profitability with a Net Interest Margin of 16.97%
2
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 20.89%
3
The company has declared Positive results for the last 3 consecutive quarters
- NII(Q) Highest at USD 55.25 MM
- OPERATING CASH FLOW(Y) Highest at USD 89.78 MM
- DIVIDEND PAYOUT RATIO(Y) Highest at 61.44%
4
With ROA of 0.62%, it has a fair valuation with a 0.99 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 25.60%, its profits have risen by 35.7% ; the PEG ratio of the company is 0.8
5
High Institutional Holdings at 54.46%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Mid Penn Bancorp, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Mid Penn Bancorp, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Mid Penn Bancorp, Inc.
25.6%
2.31
26.94%
S&P 500
22.99%
1.78
12.93%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
24.57%
EBIT Growth (5y)
19.21%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
32.11%
Pledged Shares
0
Institutional Holding
54.46%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
0.99
EV to EBIT
9.42
EV to EBITDA
8.51
EV to Capital Employed
0.98
EV to Sales
2.21
PEG Ratio
0.83
Dividend Yield
1.84%
ROCE (Latest)
10.45%
ROE (Latest)
8.31%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
NII(Q)
Highest at USD 55.25 MM
OPERATING CASH FLOW(Y)
Highest at USD 89.78 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 61.44%
CASH AND EQV(HY)
Highest at USD 107.67 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Mid Penn Bancorp, Inc.
NII
Highest at USD 55.25 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at USD 89.78 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Cash and Eqv
Highest at USD 107.67 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Dividend Payout Ratio
Highest at 61.44%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Depreciation
Highest at USD 2.84 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
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