ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Middlefield Banc Corp. ?
1
High Profitability with a Net Interest Margin of 9.03%
2
Positive results in Jun 25
- NII(Q) Highest at USD 17.44 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
- NET SALES(Q) Highest at USD 27.24 MM
3
With ROA of 0.53%, it has a expensive valuation with a 1.28 Price to Book Value
- Over the past year, while the stock has generated a return of 21.90%, its profits have fallen by -3.9%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Middlefield Banc Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Middlefield Banc Corp. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Middlefield Banc Corp.
31.27%
1.36
50.70%
S&P 500
13.99%
0.81
19.85%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
14.17%
EBIT Growth (5y)
13.02%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
41.68%
Pledged Shares
0
Institutional Holding
35.63%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
17
Industry P/E
Price to Book Value
1.28
EV to EBIT
18.27
EV to EBITDA
16.99
EV to Capital Employed
1.23
EV to Sales
3.19
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
6.70%
ROE (Latest)
7.57%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
NII(Q)
Highest at USD 17.44 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 27.24 MM
OPERATING PROFIT(Q)
Highest at USD 7.38 MM
OPERATING PROFIT MARGIN(Q)
Highest at 27.09 %
PRE-TAX PROFIT(Q)
Highest at USD 7.37 MM
NET PROFIT(Q)
Highest at USD 6.16 MM
EPS(Q)
Highest at USD 0.76
-2What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 21.39 MM
Here's what is working for Middlefield Banc Corp.
NII
Highest at USD 17.44 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Net Sales
Highest at USD 27.24 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 7.38 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 27.09 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 7.37 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 7.37 MM has Grown at 53.85%
over average net sales of the previous four periods of USD 4.79 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 6.16 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
At USD 6.16 MM has Grown at 52.19%
over average net sales of the previous four periods of USD 4.05 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.76
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Here's what is not working for Middlefield Banc Corp.
Operating Cash Flow
Lowest at USD 21.39 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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