MIND C.T.I. Ltd. (MNDO) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Intellicheck, Inc.

MIND C.T.I. Ltd.

GAN Ltd.

comScore, Inc.

Gorilla Technology Group, Inc.

DatChat, Inc.

Movano, Inc.

Otonomo Technologies Ltd.

AGM Group Holdings, Inc.

Sunrise New Energy Co., Ltd.

X3 Holdings Co., Ltd.

Why is MIND C.T.I. Ltd. ?

Poor long term growth as Operating profit has grown by an annual rate -12.35% of over the last 5 years

The company declared very negative results in Mar'25 after flat results in Dec'24

OPERATING CASH FLOW(Y) Lowest at USD 2.9 MM
ROCE(HY) Lowest at 14.42%
DEBT-EQUITY RATIO (HY) Highest at -48.13 %

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -37.76% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is MIND C.T.I. Ltd. for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

MIND C.T.I. Ltd.

-39.01%

-0.98

35.22%

S&P 500

13.22%

0.61

20.17%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-3.79%

EBIT Growth (5y)

-12.35%

EBIT to Interest (avg)

5.20

Debt to EBITDA (avg)

Net Debt to Equity (avg)

-0.72

Sales to Capital Employed (avg)

0.96

Tax Ratio

7.14%

Dividend Payout Ratio

106.67%

Pledged Shares

Institutional Holding

12.05%

ROCE (avg)

223.76%

ROE (avg)

25.53%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.59

EV to EBIT

5.11

EV to EBITDA

4.82

EV to Capital Employed

3.09

EV to Sales

0.87

PEG Ratio

Dividend Yield

0.01%

ROCE (Latest)

60.47%

ROE (Latest)

18.45%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bollinger Bands

Bullish

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

0What is working for the Company

NO KEY POSITIVE TRIGGERS

-30What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD 2.9 MM

ROCE(HY)

Lowest at 14.42%

DEBT-EQUITY RATIO (HY)

Highest at -48.13 %

NET SALES(Q)

Lowest at USD 4.75 MM

RAW MATERIAL COST(Y)

Grown by 15.07% (YoY

CASH AND EQV(HY)

Lowest at USD 26.27 MM

OPERATING PROFIT(Q)

Lowest at USD 0.35 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 7.26 %

PRE-TAX PROFIT(Q)

Lowest at USD 0.52 MM

NET PROFIT(Q)

Lowest at USD 0.48 MM

EPS(Q)

Lowest at USD 0.02

Here's what is not working for MIND C.T.I. Ltd.

Pre-Tax Profit

At USD 0.52 MM has Fallen at -49.28%

over average net sales of the previous four periods of USD 1.02 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (USD MM)

Net Profit

At USD 0.48 MM has Fallen at -48.97%

over average net sales of the previous four periods of USD 0.95 MM

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (USD MM)

Operating Cash Flow

Lowest at USD 2.9 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)

Net Sales

Lowest at USD 4.75 MM and Fallen

In each period in the last five periods

MOJO Watch

Near term sales trend is very negative

Net Sales (USD MM)

Debt-Equity Ratio

Highest at -48.13 % and Grown

In each half year in the last five Semi-Annual periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Operating Profit

Lowest at USD 0.35 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (USD MM)

Operating Profit Margin

Lowest at 7.26 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit

Lowest at USD 0.52 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (USD MM)

Net Profit

Lowest at USD 0.48 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (USD MM)

EPS

Lowest at USD 0.02

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (USD)

Cash and Eqv

Lowest at USD 26.27 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Raw Material Cost

Grown by 15.07% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin

Raw Material Cost as a percentage of Sales