Money Forward, Inc. (3994) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

KONAMI Group Corp.

RAKUS Co., Ltd.

Trend Micro, Inc.

Capcom Co., Ltd.

NSD Co., Ltd.

OBIC Business Consultants Co., Ltd.

Koei Tecmo Holdings Co., Ltd.

Oracle Corp Japan

Sega Sammy Holdings, Inc.

Square Enix Holdings Co., Ltd.

Money Forward, Inc.

Why is Money Forward, Inc. ?

Poor Management Efficiency with a low ROE of 0%

The company has reported losses. Due to this company has reported negative ROE

Company's ability to service its debt is weak with a poor EBIT to Interest (avg) ratio of -45.48

Poor long term growth as Operating profit has grown by an annual rate 1.66% of over the last 5 years
Company's ability to service its debt is weak with a poor EBIT to Interest (avg) ratio of -45.48
The company has reported losses. Due to this company has reported negative ROE

Poor long term growth as Operating profit has grown by an annual rate 1.66% of over the last 5 years

Flat results in May 26

INVENTORY TURNOVER RATIO(HY) Lowest at 125.05 times
INTEREST(Q) Highest at JPY 136.87 MM
NET PROFIT(Q) Lowest at JPY -1,133.75 MM

With ROE of 8.92%, it has a fair valuation with a 4.80 Price to Book Value

Over the past year, while the stock has generated a return of -12.95%, its profits have risen by 173.5% ; the PEG ratio of the company is 0.3

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Money Forward, Inc. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Money Forward, Inc.

-13.78%

0.10

69.27%

Japan Nikkei 225

60.14%

2.04

29.37%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

33.89%

EBIT Growth (5y)

1.66%

EBIT to Interest (avg)

-38.93

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

-0.31

Sales to Capital Employed (avg)

0.61

Tax Ratio

25.28%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

4.80

EV to EBIT

-92.75

EV to EBITDA

43.69

EV to Capital Employed

29.63

EV to Sales

3.31

PEG Ratio

0.31

Dividend Yield

ROCE (Latest)

-31.95%

ROE (Latest)

8.92%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Bearish

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

16What is working for the Company

NET PROFIT(HY)

At JPY 651.3 MM has Grown at 129.37%

ROCE(HY)

Highest at 10.43%

RAW MATERIAL COST(Y)

Fallen by 0.72% (YoY

CASH AND EQV(HY)

Highest at JPY 131,358.55 MM

NET SALES(Q)

At JPY 14,322.48 MM has Grown at 24.21%

-18What is not working for the Company

INVENTORY TURNOVER RATIO(HY)

Lowest at 125.05 times

INTEREST(Q)

Highest at JPY 136.87 MM

NET PROFIT(Q)

Lowest at JPY -1,133.75 MM

EPS(Q)

Lowest at JPY -22.99

Here's what is working for Money Forward, Inc.

Net Sales

At JPY 14,322.48 MM has Grown at 24.21%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Cash and Eqv

Highest at JPY 131,358.55 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Raw Material Cost

Fallen by 0.72% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation

Highest at JPY 2,000.47 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (JPY MM)

Here's what is not working for Money Forward, Inc.

Interest

At JPY 136.87 MM has Grown at 21.97%

period on period (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Interest

Highest at JPY 136.87 MM

in the last five periods and Increased by 21.97% (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Net Profit

Lowest at JPY -1,133.75 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is negative

Net Profit (JPY MM)

EPS

Lowest at JPY -22.99

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (JPY)

Inventory Turnover Ratio

Lowest at 125.05 times

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling inventory has slowed

Inventory Turnover Ratio