Money Forward, Inc. (3994) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

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Money Forward, Inc.

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Oracle Corp Japan

Square Enix Holdings Co., Ltd.

Sega Sammy Holdings, Inc.

Why is Money Forward, Inc. ?

With a growth in Net Sales of 40.72%, the company declared Outstanding results in Nov 25

ROCE(HY) Highest at 3.91%
NET PROFIT(Q) Highest at JPY 3,760.39 MM
RAW MATERIAL COST(Y) Fallen by -2.65% (YoY)

With ROE of -13.80%, it has a risky valuation with a 6.70 Price to Book Value

Over the past year, while the stock has generated a return of -12.38%, its profits have risen by 14.1%

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to Money Forward, Inc. should be less than 10%
Overall Portfolio exposure to Software Products should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Money Forward, Inc. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Money Forward, Inc.

-12.38%

-0.51

56.40%

Japan Nikkei 225

41.2%

1.44

28.42%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

39.15%

EBIT Growth (5y)

-157.87%

EBIT to Interest (avg)

-45.48

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

-0.29

Sales to Capital Employed (avg)

0.58

Tax Ratio

12.43%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

6.70

EV to EBIT

-58.61

EV to EBITDA

-495.99

EV to Capital Employed

8.98

EV to Sales

5.96

PEG Ratio

Dividend Yield

ROCE (Latest)

-15.33%

ROE (Latest)

-13.80%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bearish

No Trend

OBV

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

30What is working for the Company

ROCE(HY)

Highest at 3.91%

NET PROFIT(Q)

Highest at JPY 3,760.39 MM

RAW MATERIAL COST(Y)

Fallen by -2.65% (YoY

CASH AND EQV(HY)

Highest at JPY 91,836.92 MM

DEBTORS TURNOVER RATIO(HY)

Highest at 4.88 times

NET SALES(Q)

Highest at JPY 15,043.45 MM

PRE-TAX PROFIT(Q)

Highest at JPY 4,681.94 MM

EPS(Q)

Highest at JPY 89.87

-11What is not working for the Company

INTEREST(HY)

At JPY 134.36 MM has Grown at 32.06%

INVENTORY TURNOVER RATIO(HY)

Lowest at 297.06 times

Here's what is working for Money Forward, Inc.

Pre-Tax Profit

At JPY 4,681.94 MM has Grown at 326.08%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (JPY MM)

Net Sales

At JPY 15,043.45 MM has Grown at 40.72%

Year on Year (YoY)

MOJO Watch

Near term sales trend is very positive

Net Sales (JPY MM)

Net Profit

Highest at JPY 3,760.39 MM and Grown

In each period in the last five periods

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (JPY MM)

Net Profit

At JPY 3,760.39 MM has Grown at 260.38%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very positive

Net Profit (JPY MM)

Net Sales

Highest at JPY 15,043.45 MM

in the last five periods

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Pre-Tax Profit

Highest at JPY 4,681.94 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (JPY MM)

EPS

Highest at JPY 89.87

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (JPY)

Cash and Eqv

Highest at JPY 91,836.92 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Debtors Turnover Ratio

Highest at 4.88 times

in the last five Semi-Annual periods

MOJO Watch

Company has been able to sell its Debtors faster

Debtors Turnover Ratio

Raw Material Cost

Fallen by -2.65% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation

Highest at JPY 1,421.74 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (JPY MM)

Here's what is not working for Money Forward, Inc.

Interest

At JPY 134.36 MM has Grown at 32.06%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Inventory Turnover Ratio

Lowest at 297.06 times

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling inventory has slowed

Inventory Turnover Ratio