Money Forward, Inc. (3994) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

RAKUS Co., Ltd.

Capcom Co., Ltd.

NSD Co., Ltd.

KONAMI Group Corp.

Trend Micro, Inc.

OBIC Business Consultants Co., Ltd.

Koei Tecmo Holdings Co., Ltd.

Oracle Corp Japan

Square Enix Holdings Co., Ltd.

Money Forward, Inc.

Sega Sammy Holdings, Inc.

Why is Money Forward, Inc. ?

Poor Management Efficiency with a low ROE of 0%

The company has reported losses. Due to this company has reported negative ROE

Poor long term growth as Operating profit has grown by an annual rate -157.87% of over the last 5 years

Risky - Negative EBITDA

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -18.17%, its profits have risen by 14.1%

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -18.17% returns in the last 1 year, the stock has also underperformed Japan Nikkei 225 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Money Forward, Inc. for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Money Forward, Inc.

-18.17%

-0.40

46.31%

Japan Nikkei 225

28.54%

1.11

25.75%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

39.15%

EBIT Growth (5y)

-157.87%

EBIT to Interest (avg)

-45.48

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

-0.29

Sales to Capital Employed (avg)

0.54

Tax Ratio

12.43%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

6.70

EV to EBIT

-58.61

EV to EBITDA

-495.99

EV to Capital Employed

8.98

EV to Sales

5.96

PEG Ratio

Dividend Yield

ROCE (Latest)

-15.33%

ROE (Latest)

-13.80%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

Bullish

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bullish

Dow Theory

Mildly Bearish

No Trend

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

12What is working for the Company

NET SALES(9M)

At JPY 33,927.56 MM has Grown at 18.38%

ROCE(HY)

Highest at -17.82%

RAW MATERIAL COST(Y)

Fallen by 0.46% (YoY

CASH AND EQV(HY)

Highest at JPY 91,762.02 MM

DEBTORS TURNOVER RATIO(HY)

Highest at 4.14%

NET PROFIT(Q)

Highest at JPY -1,053.99 MM

EPS(Q)

Highest at JPY -19.53

-9What is not working for the Company

INTEREST(HY)

At JPY 128.8 MM has Grown at 81.65%

INVENTORY TURNOVER RATIO(HY)

Lowest at 477.22%

Here's what is working for Money Forward, Inc.

Net Sales

At JPY 33,927.56 MM has Grown at 18.38%

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Net Sales (JPY MM)

Net Profit

Highest at JPY -1,053.99 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (JPY MM)

EPS

Highest at JPY -19.53

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (JPY)

Cash and Eqv

Highest at JPY 91,762.02 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Debtors Turnover Ratio

Highest at 4.14%

in the last five Semi-Annual periods

MOJO Watch

Company has been able to sell its Debtors faster

Debtors Turnover Ratio

Raw Material Cost

Fallen by 0.46% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation

Highest at JPY 1,222.99 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (JPY MM)

Here's what is not working for Money Forward, Inc.

Interest

At JPY 128.8 MM has Grown at 81.65%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (JPY MM)

Inventory Turnover Ratio

Lowest at 477.22%

in the last five Semi-Annual periods

MOJO Watch

Company's pace of selling inventory has slowed

Inventory Turnover Ratio