Mortgage Advice Bureau (Holdings) plc (MAB1) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Redde Northgate Plc

Mortgage Advice Bureau (Holdings) plc

International Personal Finance Plc

S&U Plc

Vp Plc

H&T Group Plc

Vanquis Banking Group Plc

Ashtead Technology Holdings Plc

Speedy Hire Plc

Burford Capital Ltd.

Ashtead Group Plc

Why is Mortgage Advice Bureau (Holdings) plc ?

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 29.70%

Healthy long term growth as Net Sales has grown by an annual rate of 14.71%
Company's ability to service its debt is strong with a healthy EBIT to Interest (avg) ratio of 18.36
OPERATING CASH FLOW(Y) Highest at GBP 59.42 MM
ROCE(HY) Highest at 26.66%
NET SALES(Q) Highest at GBP 147.93 MM

With ROE of 41.75%, it has a expensive valuation with a 4.68 Price to Book Value

Over the past year, while the stock has generated a return of -26.22%, its profits have risen by 68.9% ; the PEG ratio of the company is 0.2

Below par performance in long term as well as near term

Along with generating -26.22% returns in the last 1 year, the stock has also underperformed FTSE 100 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Mortgage Advice Bureau (Holdings) plc should be less than 10%
Overall Portfolio exposure to Finance should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Mortgage Advice Bureau (Holdings) plc for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Mortgage Advice Bureau (Holdings) plc

-27.03%

-0.99

36.02%

FTSE 100

13.98%

1.15

13.60%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

14.71%

EBIT Growth (5y)

9.07%

EBIT to Interest (avg)

18.36

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

31.54%

Dividend Payout Ratio

102.21%

Pledged Shares

Institutional Holding

ROCE (avg)

220.84%

ROE (avg)

29.70%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

4.68

EV to EBIT

12.68

EV to EBITDA

9.70

EV to Capital Employed

5.07

EV to Sales

1.15

PEG Ratio

0.17

Dividend Yield

3.75%

ROCE (Latest)

39.95%

ROE (Latest)

41.75%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bullish

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bearish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

9What is working for the Company

OPERATING CASH FLOW(Y)

Highest at GBP 59.42 MM

ROCE(HY)

Highest at 26.66%

NET SALES(Q)

Highest at GBP 147.93 MM

RAW MATERIAL COST(Y)

Fallen by -6.59% (YoY

PRE-TAX PROFIT(Q)

At GBP 9.13 MM has Grown at 53.83%

NET PROFIT(Q)

At GBP 6.87 MM has Grown at 83.23%

-2What is not working for the Company

DIVIDEND PAYOUT RATIO(Y)

Lowest at 61.22%

DIVIDEND PER SHARE(HY)

Lowest at GBP 82.57

Here's what is working for Mortgage Advice Bureau (Holdings) plc

Net Sales

Highest at GBP 147.93 MM and Grown

In each period in the last five periods

MOJO Watch

Near term sales trend is very positive

Net Sales (GBP MM)

Operating Cash Flow

Highest at GBP 59.42 MM

in the last three years

MOJO Watch

The company has generated higher cash revenues from business operations

Operating Cash Flows (GBP MM)

Pre-Tax Profit

At GBP 9.13 MM has Grown at 53.83%

Year on Year (YoY)

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (GBP MM)

Net Profit

At GBP 6.87 MM has Grown at 83.23%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is positive

Net Profit (GBP MM)

Raw Material Cost

Fallen by -6.59% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation

Highest at GBP 4.22 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (GBP MM)

Here's what is not working for Mortgage Advice Bureau (Holdings) plc

Dividend per share

Lowest at GBP 82.57

in the last five years

MOJO Watch

Company is distributing lower dividend than previous years

DPS (GBP)

Dividend Payout Ratio

Lowest at 61.22%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)