ScoreComparison
Why is Mortgage Service Japan Ltd. ?
1
Weak Long Term Fundamental Strength with a 1.20% CAGR growth in Net Sales
2
Poor long term growth as Net Sales has grown by an annual rate of 1.20%
3
Flat results in Jun 26
- INTEREST(HY) At JPY 0.03 MM has Grown at 480%
- INTEREST COVERAGE RATIO(Q) Lowest at 2,798,705.88
- DEBT-EQUITY RATIO (HY) Highest at 41.28 %
4
With ROE of 10.51%, it has a very attractive valuation with a 0.89 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 41.07%, its profits have risen by 14% ; the PEG ratio of the company is 0.6
5
Underperformed the market in the last 1 year
- The stock has generated a return of 41.07% in the last 1 year, much lower than market (Japan Nikkei 225) returns of 59.79%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Mortgage Service Japan Ltd. should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Mortgage Service Japan Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Mortgage Service Japan Ltd.
-100.0%
1.61
28.97%
Japan Nikkei 225
60.14%
2.04
29.37%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
1.20%
EBIT Growth (5y)
-1.14%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
30.70%
Dividend Payout Ratio
40.47%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
52.33%
ROE (avg)
13.65%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
0.89
EV to EBIT
2.25
EV to EBITDA
2.06
EV to Capital Employed
0.76
EV to Sales
0.42
PEG Ratio
0.63
Dividend Yield
NA
ROCE (Latest)
33.82%
ROE (Latest)
10.51%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
ROCE(HY)
Highest at 12.72%
RAW MATERIAL COST(Y)
Fallen by -1.81% (YoY
CASH AND EQV(HY)
Highest at JPY 10,209.09 MM
-7What is not working for the Company
INTEREST(HY)
At JPY 0.03 MM has Grown at 480%
INTEREST COVERAGE RATIO(Q)
Lowest at 2,798,705.88
DEBT-EQUITY RATIO
(HY)
Highest at 41.28 %
Here's what is working for Mortgage Service Japan Ltd.
Cash and Eqv
Highest at JPY 10,209.09 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Raw Material Cost
Fallen by -1.81% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Mortgage Service Japan Ltd.
Interest
At JPY 0.03 MM has Grown at 480%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
Interest Coverage Ratio
Lowest at 2,798,705.88
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Debt-Equity Ratio
Highest at 41.28 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
