ScoreComparison
Why is Mortgage Service Japan Ltd. ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 13.65%
2
Poor long term growth as Net Sales has grown by an annual rate of 1.20%
- NET PROFIT(HY) At JPY 480.14 MM has Grown at 102.19%
- DEBTORS TURNOVER RATIO(HY) Highest at 0.62%
- INTEREST COVERAGE RATIO(Q) The company hardly has any interest cost
3
With ROE of 11.13%, it has a very attractive valuation with a 0.71 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 17.18%, its profits have risen by 14% ; the PEG ratio of the company is 0.5
4
Underperformed the market in the last 1 year
- The stock has generated a return of 17.18% in the last 1 year, much lower than market (Japan Nikkei 225) returns of 29.35%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Mortgage Service Japan Ltd. should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Mortgage Service Japan Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Mortgage Service Japan Ltd.
15.73%
1.03
19.42%
Japan Nikkei 225
28.54%
1.14
25.81%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
1.20%
EBIT Growth (5y)
-1.14%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
30.24%
Dividend Payout Ratio
32.91%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
74.16%
ROE (avg)
13.65%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.71
EV to EBIT
0.73
EV to EBITDA
0.67
EV to Capital Employed
0.29
EV to Sales
0.13
PEG Ratio
0.47
Dividend Yield
NA
ROCE (Latest)
39.15%
ROE (Latest)
11.13%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
Bearish
Bearish
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend7What is working for the Company
NET PROFIT(HY)
At JPY 480.14 MM has Grown at 102.19%
DEBTORS TURNOVER RATIO(HY)
Highest at 0.62%
INTEREST COVERAGE RATIO(Q)
The company hardly has any interest cost
RAW MATERIAL COST(Y)
Fallen by 1.23% (YoY
-4What is not working for the Company
INTEREST(9M)
At JPY 0.06 MM has Grown at 189.47%
Here's what is working for Mortgage Service Japan Ltd.
Net Profit
At JPY 480.14 MM has Grown at 102.19%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
Debtors Turnover Ratio
Highest at 0.62% and Grown
In each half year in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Raw Material Cost
Fallen by 1.23% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Mortgage Service Japan Ltd.
Interest
At JPY 0.06 MM has Grown at 189.47%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JPY MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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