Why is Motor & General Finance Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 0.52%
2
Flat results in Jun 26
- NON-OPERATING INCOME(Q) is 90.57 % of Profit Before Tax (PBT)
3
With ROE of -0.1, it has a Very Expensive valuation with a 0.5 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 0.23%, its profits have risen by 119% ; the PEG ratio of the company is 0.3
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Diversified Commercial Services)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Motor & Gen Fin for you?
High Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Motor & Gen Fin
0.23%
0.00
48.32%
Sensex
-2.83%
-0.21
13.53%
Valuation Key Factors 
Factor
Value
P/E Ratio
53
Industry P/E
21
Price to Book Value
0.45
EV to EBIT
23.72
EV to EBITDA
38.37
EV to Capital Employed
-0.84
EV to Sales
-8.00
PEG Ratio
0.32
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
-0.06%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
Mildly Bullish
Technical Movement
7What is working for the Company
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 156.18 cr
PBDIT(Q)
Highest at Rs 0.40 cr.
PBT LESS OI(Q)
Highest at Rs 0.25 cr.
PAT(Q)
Highest at Rs 2.27 cr.
-2What is not working for the Company
NON-OPERATING INCOME(Q)
is 90.57 % of Profit Before Tax (PBT
Loading Valuation Snapshot...
Here's what is working for Motor & Gen Fin
Profit After Tax (PAT) - Quarterly
At Rs 2.27 cr has Grown at 7298.4% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs -0.03 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 0.40 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 0.25 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 2.27 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 156.18 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Motor & Gen Fin
Non Operating Income - Quarterly
is 90.57 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model
Non Operating Income to PBT
Non Operating Income - Quarterly
Highest at Rs 2.40 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income






