ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is National Bank Holdings Corp. ?
1
High Profitability with a Net Interest Margin of 6.26%
2
Strong Long Term Fundamental Strength with a 9.52% CAGR growth in Net Profits
3
Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at USD 168.98 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
- OPERATING PROFIT MARGIN(Q) Highest at 31.66 %
4
With ROA of 0.83%, it has a fair valuation with a 1.65 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -15.07%, its profits have fallen by -17.7%
5
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -15.07% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to National Bank Holdings Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is National Bank Holdings Corp. for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
National Bank Holdings Corp.
-1.47%
0.37
28.78%
S&P 500
15.36%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
18.98%
EBIT Growth (5y)
-6.51%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
42.05%
Pledged Shares
0
Institutional Holding
86.27%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
20
Industry P/E
Price to Book Value
1.60
EV to EBIT
16.47
EV to EBITDA
13.00
EV to Capital Employed
1.91
EV to Sales
3.34
PEG Ratio
NA
Dividend Yield
2.11%
ROCE (Latest)
11.61%
ROE (Latest)
7.85%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend7What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at USD 0
NII(Q)
Highest at USD 109.29 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 55.15%
NET SALES(Q)
Highest at USD 162 MM
-2What is not working for the Company
NET PROFIT(9M)
At USD 62.41 MM has Grown at -27.98%
Here's what is working for National Bank Holdings Corp.
NII
Highest at USD 109.29 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Sales
Highest at USD 162 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Dividend Payout Ratio
Highest at 55.15%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for National Bank Holdings Corp.
Net Profit
At USD 62.41 MM has Grown at -27.98%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is negative
Net Profit (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
