ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is National General Insurance Co. ?
1
With ROE of 17.18%, it has a very attractive valuation with a 1.36 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 4.18%, its profits have fallen by -7%
- At the current price, the company has a high dividend yield of 14.4
2
Consistent Returns over the last 3 years
- Along with generating 4.18% returns in the last 1 year, the stock has outperformed Abu Dhabi Securities Exchange in each of the last 3 annual periods
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to National General Insurance Co. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is National General Insurance Co. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
National General Insurance Co.
4.18%
0.38
55.48%
Abu Dhabi Securities Exchange
2.2%
0.18
12.34%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
29.80%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
7.69%
Dividend Payout Ratio
62.28%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
13.22%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.35
EV to EBIT
NA
EV to EBITDA
103.35
EV to Capital Employed
4.25
EV to Sales
0.30
PEG Ratio
NA
Dividend Yield
14.35%
ROCE (Latest)
ROE (Latest)
17.18%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Bearish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
OPERATING CASH FLOW(Y)
Highest at AED 239.43 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at AED 287.72 MM
-3What is not working for the Company
OPERATING PROFIT MARGIN(Q)
Lowest at 8.12 %
PRE-TAX PROFIT(Q)
At AED 23.37 MM has Fallen at -33.45%
NET PROFIT(Q)
At AED 20.32 MM has Fallen at -38.38%
Here's what is working for National General Insurance Co.
Operating Cash Flow
Highest at AED 239.43 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (AED MM)
Net Sales
Highest at AED 287.72 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (AED MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for National General Insurance Co.
Operating Profit Margin
Lowest at 8.12 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
At AED 23.37 MM has Fallen at -33.45%
over average net sales of the previous four periods of AED 35.11 MMMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (AED MM)
Net Profit
At AED 20.32 MM has Fallen at -38.38%
over average net sales of the previous four periods of AED 32.97 MMMOJO Watch
Near term Net Profit trend is negative
Net Profit (AED MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
